Modern life is incomplete life-selling overwhelming ... Culprit control channel should not GA

[Korea gimmingyeong financial newspaper reporter] showed that the percentage of incomplete sales last year, life insurers recorded an average of 0.43%. Looking at the share of each channel GA (independent insurance agency) channels were overwhelming.

Life Insurance Association has published in such an incomplete sales ratio △ △ life insurance critical illness (CI) △ △ Savings Insurance Pension Insurance Child Insurance △ △ △ cancer insurance and other details.

Targeting the 25 life insurers operating in the country where the place in 2016 recorded the highest sales ratio is incomplete, PCA Life 1.11%. PCA Life appeared to be particularly incomplete sales ratio of savings insurance is as high as 1.59%.

The AIA Group Limited recorded a 0.97% followed. AIA life insurance were up 1% compared to other improper sales ratio of 1.63% in the life insurance.

Modern Life Life were incomplete sales ratio to an average 0.96%. In the case of modern life, especially the life insurance arm 0.62%, 1.01% pension insurance, it won the dishonorable record of the highest rates in the life insurance sector much as 1.8%.

Modern Life Life also posted a leader in variable insurance sales incomplete. Variable life insurance contracts 780,000 new recording with a whopping 3.37% in 7989 among 771 cases incomplete sales gun.

Following AIA Group Limited 2.22%, KB Life 1.71%, Hungkuk Life was 1.65%, including a record high variable insurance sales incomplete.

The industry's low gravity for this exclusive agents pointed out that the great results outside sales channels such as bancassurance and GA.

Especially in the case of modern life is incomplete life-GA-channel sales showed a record 2.8 times that of the agents channel 5.69%.

A high percentage of incomplete sales GA because the administration as compared to the channel exclusive agents difficult.

If the GA Department of agents is high, turnover is also the word out about the competition commission severe 'migratory agents. Increasing number of orphans is not responsible for the contract agents can only imperfectly higher sales probability.

Late last year, based on GA planners can membership showed that for the first time exceeded the number of exclusive designers to around 208,000 people.

But the voice that yet, so far, except for some large GA fact, in the blind spot of supervision should strengthen supervision of the financial authorities to GA standards high.

Yiettara recent financial authorities are reportedly considering being ranked published a ranking by the number of complaints generated sales of GA incomplete higher entity.

FSC official said, saying "the insurer's earnings is changing the dominance of insurers fell significantly depending on the state of GA for sale 'complaints considering the high incidence of GA Corporate publicity measures.



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