New installment in the Apostle's credit rating not less

[Korea Selected financial newspaper reporters - when you buy a new car next month also use the financing is not declining credit ratings.

FSS should enforce unreasonable credit ratings of nine banks, which maintained the practice improved (Shinhan, Kookmin, we, SC First, corporations, Busan, Daegu, South Gyeongsang, Jeju) is from May credit rating models for new car financing User 16 days said.

New financing yiyongaek is a growing market in 2013, 9.1 trillion won to 12.8 trillion won last year.

New financing even though users are generally the credit side than a good two financial lenders, some banks have a credit rating equal treatment and the second financial users of new car financing users.

This being the case it is the mountain behind the credit ratings decline for a new car in installments refuse a loan from a bank occurred is customary.

Depending on the model, the improved rating of nine banks are not recognized the new car financing using financial performance in the second one financial (banking), non-performing loans on the credit rating of not more disadvantages.

FSS predicted that "the second half of the approximately 230,000 end-user financing new and existing 4,236 cases (46.1%) when receiving credit loans from banks are expected to qualify for a credit rating higher than the former.

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