The appearance that attracts attention to [Korea gimmingyeong financial newspaper reporters - a new breakthrough in the online channel in the life insurance industry downturn. Over the past five years, the entire life insurance industry eoteuna initial premiums decrease of close to 11 trillion won initial premiums of online product appeared to have grown close to 7.4 billion won.
19 days Life Insurance Association, totaled in the past 78 November 2015 the number of companies before the commencement of the insurance damoah online-only product currently 329 dogs' life insurance industry into the online insurance market through sales said.
Growth of the online channel as opposed to the fold all the mature insurance market experienced a downturn is steeper. Initial premiums last year, online products has increased by almost 5 nyeonsae 9.269 billion won to 7.4 billion won. Proportion of the total initial premiums were also nearly five years to 0.084 percent 11 times growth.
Online insurance has been expanded from simple protection-type products, including past cancer insurance, term insurance until recently, pension savings, pension insurance, savings insurance and variable life insurance products. In particular, the trend to join the demand continues to increase with increasing interest in understanding and jaetekeu for products on the Internet insurance consumers.
Life Insurance Association as a "case of facing channels and a comprehensive consulting needs through a professional planner, etc. systematic guarantees the design, preparations for aging concentrate and online channels are advantages many, including guaranteed low premiums and higher rebates, saying," Each specialized channels it seems to be divided gotta development "and hoped.
Life insurance comes in June were basing an online private medical indemnity insurance alone was inscribed to the 'Insurance damoah. The current nine companies, including Samsung, Hanwha, Shinhan Hungkuk · · · East · KDB · KB · Mirae Asset Life Modern Life reportedly being spurs ahead of the launch.
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