[Korea financial newspapers around the lower cervical reporter] SBI savings banks have started to release a minimum 5.9% interest rate loans, loan junggeumri market expansion. K Bank, cacao bank is successively released junggeumri loans of SBI savings banks in the context naseoneun the launch customer acquisition is expected to have a full-fledged internet banking and specialized lending junggeumri competition.
According to the 6th savings bank industry, SBI Savings Bank launched a loan product junggeumri 'SBI junggeumri Babylon' Best from 5.9 to 17.9 percent. "SBI junggeumri Babylon 'minimum interest rate is lower by 1 percentage point to 5.9% compared to the existing SBI savings bank loans junggeumri' cider 'minimum interest rate of 6.9%. Best rates are higher by 4.5% points to 17.9% rather than 13.5% of cider. Current K Bank credit 'Slim K junggeumri loan' Lowest rate is 4.15 to 8.95%.
Savings banks, industry officials said, "This product launch of the SBI savings bank has no intention motivation to try to compete with the Internet specialized bank.
SBI Savings Bank went a step closer to the 'junggeumri complete product line through this product launch. 'Cider', the 'SBI junggeumri Babylon' through 'medium and low interest rates "and" junggeumri' will enable the region to cover 'saying' 'low interest' its credit Average interest rates to market the product in the future less than 10% in the banking sector he said the plan "is comparable to the levels will go down.
SBI Savings Bank launched a mobile medium and low interest rate loans 'cider' in 2015, went on junggeumri loan market occupancy since before the Internet specialized bank launched. "Cider" is the average interest rate of 9.9% and the interest rate before the loan can be seen as a pre-fixed interest rate credit rating. In particular, this enables quick loan to install only apps with no paperwork Unexamined achieved a cumulative lending 150 billion won in just 10 months available.
Cider has a deserved reputation that achieve the intended purpose, but is less profitable blue chip customer base for CITIC. 6 days SBI savings banks 'cider' credit rating handling standards Grade 1 of 7.7%, second grade 12.11%, third grade 12.44%, 4 grade 35.49%, 5 grade 27.28%, grade 6 14.63%, 1 to 7 grades of 0.35% , second grade, as well as secured a 3-5 grade customers.
SBI savings bank officials 'aims to secure loyal customers' cider products intended for the market junggeumri preemption "said he said.
SBI Savings Bank has focused in strengthening the non-face-to-face skills.
Last year, SBI savings banks are trying to "pin-tech TFT 'organizations in the new, improved credit rating system and risk management skills improved through big data analysis. Review all business areas of the SBI savings bank with a pin-Tech introduced targets, and actively promoting the process advancement and introduction of new technologies for the necessary parts, domestic famous pin accumulate data over a business partnership with tech companies, take advantage of the various forms of looking for ways that can generate synergy.
February has signed an MOU for domestic 1st Easy Transfer Services Toth (TOSS) operating company Vary publicity Pins River Tech business cooperation. SBI Savings Bank is launching with a wide range of financial services development platform and related services through a pin-tech alliance of the ㈜ Vary publish River. Cost savings through pin-tech and takes into growth engines opportunity plans.
Savings Bank industry officials, the savings banks are specialized credit I had a lot of savings banks recruit personnel specializing in Internet Banking 'saying' as SBI currently Savings Bank is actively against haneungeot to the Internet specialized bank, he said.
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