[Korea gimmingyeong financial newspaper reporter] claims neulrija the insurance claims statute of limitations on consumer rights protection strengthening dimension is growing inside and outside the insurance industry. Insurance Institute said recently walked the braking 'issues need to be Shin Junghi reviewed "in such a way.
Insurance Institute back movies researcher said the view that 17 days' insurance claims statute of limitations System Improvement Act review, published reports and insurance claims need to be cautious about extending statute of limitations.
According to the Insurance Institute of Insurance Business & Commercial amendments to the statute of limitations on insurance claims system improvement from the second half of last year until recently, to "commit suicide insurance" after the incident to prevent a recurrence of similar cases last year, the key of life insurance companies amounted to six cases.
The proposed legislation has extended the statute of limitations period △ insurance claims from the current three years to five years △ were included in the contents of such proceeds statute of limitations only in specific cases stopped.
Bag Film Studies Committee, said that the plan to apply for dispute resolution or suspend the statute of limitations continue until there is a reply from the insurer after insurance claims to double the financial dispute mediation committee is worthwhile to consider positive.
However, he said that careful consideration is required for the extension of claims statute of limitations period.
The current Commercial Code adopts a "short statute of limitations" system that is the case of insurance claims considering the specificities of the insurance shorter than the general statute of limitations period applies to bonds. For normal business operation of the insurance business spirit remind that the rapid payment of insurance required.
Bag Film Studies Committee is also concerned and also with regard to the recent growing insurance fraud, insurance contracts in which the evidence of destruction, storage reduction, etc. according to the period of time when the insurance accident investigation is necessary inde statute of limitations is extended claims may be inevitable ' .
Look in the light of international ipbeoprye've seen the statute of limitations is difficult to point out that three years is short. Take the current case of Japan and Germany, insurance claims is applied to the respective insurance and civil law are given a period of three years. France is two years.
There was also considering the impact of such country for the past 2014 international practices and insurance companies and consumers to extend the statute of limitations on insurance claims in the previous two years for the third year in a bar.
One hundred films researcher added, saying "you need to consider a balanced stance and both of consumer protection in insurance for insurance claims', it is necessary to increase the possibility of substantial consumer rights within the framework of the event.
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