[Korea financial newspapers around the lower cervical News] Welcome Savings Bank is a private non-face-to-face business loan to launch a "day loans.
Welcome Savings Bank launched a smart phone, or in 20 minutes from the deposit to loan providers available to PC-only loans non-face-to-face 'day loans, announced on Monday.
"That loan" through an annual 5.99% ~ Enter annual 27.49% unsecured interest rates, mubangmun, simple information as paperless as non-face-to-face as possible on the day the loan business loan products, from mobile apps or PC without the need to visit a branch visit or bank employees 24 hours a day, 365 days, it is possible to deposit from the business loan.
If the case operators need urgent operational funds, if the mobile app or online and receive payment for loans of up to 30 million won to the application date, the necessary additional funds, the bank employee to bring a tablet PC to visit the sites up to as unsecured 100 005 000 the increase in the field is possible until won.
Employers that have business registration more than three months of starting the business may apply for anyone without collateral.
"That loan 'has greatly reduced the lending process the analog review process of complex document preparation and 4-5 days through the systematization of digital infrastructure. The longest in the document preparation process, such as business loans are introduced for scraping technology checks electronically sales information and income information online or mobile. Examination is in progress, the system automatically, and this right is available online on the mobile or to contract.
Welcome Savings Bank official said, "Solving Big to data analysis and pins and operators through the process utilizing the tech technologies can be also easily transfusion urgent funding to non-face-to-face, funds need to add through a site audit take advantage of the tablet branch is It is possible. In addition, it said do not require collateral to employers will be a real help in solving business capital ".
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