[Korea Selected financial newspaper reporters: "This should be good professional internet banks."
A "Cheer Comment" with the domestic first Internet bank launched specialized banks Kay news on a secure article. The first half of hot interest to another bank specializing in Internet, cacao banks to start operating.
On the occasion of the Internet specialized bank, "I hope banks will reflect" came out a cadastral tteukkeum. The inconvenience of customers for existing banks is Tomoki might be further glimpse into the complaint.
"The effect of opening", "Products and services that are already in the bank," Oh nonsense is this manjiman out over the Internet and specialized banks is certainly expected.
K Bank collected more than 100,000 subscribers to launch four days. Deposit interest rate plus the product benefits more banks are starting the second round after selling 20 billion won extent wanpan and got a response. Yen for the second half and it will also bring the mortgage loan. Also the foreign exchange business, fund poised to 'pressure' turn, the bank serves.
In fact, the answer is also ahead of the launch throw a question about Internet banking professional skepticism mixed with the "Well" In banking sector would come primarily back. But it deserves even more tense when this point. There are actually capturing the bustling appearance in the early blast In banks.
Apart from mobile-specific product puts the "go without a bank branch" as a catch phrase, a non-face-to-face services and events that make the look just botmul. Also it appeared slightly more than 2% a year for deposit products. Meanwhile, in the so-called customer complaints about the banks' interest business, ie lending rate was raised quickly, the deposit interest rate is multiplied chew look that was to make a base or floating remarkable passage.
If in addition to the second half based on the national cocoa messenger to the bank puts the "foreign currency transfer fee, one-tenth of the banks" do not map to be heating is truly a new competition in the banking sector.
As well as judgments on internet banking professional success is premature. Clearly, the prospect expectation to be able to pay to go to Information and Communication Technology (ICT) blind spot 'new filers' (thin filer) with a "thin information" through a sophisticated credit scoring models based on customers properly have a distinctive yet survive.
A banking industry official said, "microcredit in the market may be lending traders are reacting rather more sensitive to the limits rather than the interest rate," "If you simply lending rate three competition means in the high-yield market is relatively million reactions adverse selection that jeosinyongja (adverse selection) can also cause problems, "he has also stressed the importance of the fundamental banking risk management.
Science fiction (SF) look at the 'Night (Nightfall) of the legendary' fragments of fiction writer Ahyijak Ahsimopeu accept the novelty is to think about the attitude. The sky, the sun's always six people who have never left the night life is caught up in the madness in the floating sky stars come to find once every one thousand years smoked fire leads to self-destruction. Set going disappearing civilization back to the original state is impressive.
This symbiosis is needed. The Korea Institute of Finance (KIF) 'competition in the country Bank assessment and policy implications' Seo Jeongho Senior Research Fellow in the report, "The recent banking industry launch of the Internet specialized bank is timely" and "Internet specialized banks blue chip borrowers Market in all that is needed, "he jipeot that by increasing the incentive to work and compete in existing banks to subprime borrowers than the relative market based on superior cost structure.
It seems there is already close approached "bank (bank) will disappear and banking (banking) but will survive" is expected. I wish the banking industry may be about to face a non wisely accommodate the banking era. Ultimately euron the wind dwaeteumyeon beneficial competition triggered by financial consumers.
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