[Korea gimmingyeong financial newspaper reporter] welcomed the rapid aging society and that the analysis was applied jinryobi the third quarter of last year, more than 65 years of health insurance amounting to 40% of the total population. This simple yet aimed at the assessment of insurance products are popular in the insurance industry jeongyunyeon for the elderly, who have not the prevalence insurance.
Simple screening (Simplified Issue) of insurance products are subject to reflect some conditions, such as whether findings, such as hospitalization, surgery △ 5 Year, cancer or cancer treatment whether, △ 2 Year, hospitalization or surgery if, △ 3 Year, doctor It refers to insurance products that allow you to easily sign up and submit to medical examination without documents.
Simple screening the first half of last year based on the number of domestic insurance contracts insurance reserves amounted to 2.026 million cases. It can be analyzed that the expanded needs for goods have increased more than three times higher than the 632 000 cases last 2013 years.
AIA Group Limited recently launched the "two essential illness insurance (Update type) Non - par.
This product is a 10-year renewal form (up to 100 years guaranteed) product subscription is available from 45 years to 75 years, guaranteed up to 30 million won during acute myocardial infarction diagnosed as prime contractor sign up and come obligations of (free) additional riders cerebral hemorrhage cerebral hemorrhage at the time of diagnosis through the necessary rider (update type), ensuring up to an additional 3,000 yuan.
Especially greatly alleviated when registering a subscription basis to enable pass three questions on health status. ① hospital within three months doctor • Surgery • Add (re) test requires finding whether, ② 2 year or less hospitalization or surgery (including cesarean section) whether, ③ product this does not only whether or not cancer or cancer within 5 years it is possible to sign up.
Current treatment of two patients with the disease in the country are reportedly mostly adults 50-60. One 50 to 60 patients with acute myocardial infarction accounted for and amounting to 38% of the total, 51% of stroke cases. Moreover, in the case of obesity increase the incidence of the two diseases 50-60 versus 36.2% higher than the overall average of 34.1%, the prevalence of hypertension also increased sharply in more than 50 years.
Peter Chung AIA Group Limited Strategic Marketing Division is "AIA Life has since introduced a Domestic first simple screening products 2012 has been an effort to reduce the insurance marginalized" and "The Old Man and the prevalence one who for a serious illness in situations expenses significantly increased with aging it is expected to receive benefits higher customer satisfaction, "he said.
Hyundai Marine & Fire Insurance the 12 days of the month, the industry naenwatda 'simple and convenient health insurance, non-life insurers cover the initial simple examination. Which it is characterized by discounts during the stroke treatment and rehabilitation programs guarantee health insurance recovery.
The program consists of a three speech therapy, psychotherapy, etc. visit rehabilitation support, Rafael Smart Glove 'rehabilitation healthcare smart devices that support rehabilitation of rental, transport vehicles, such as support for the.
Also, if healthy oil recovery through continued health insurance coverage to sick even if the state lowers the insurance contract at the time of renewal through the re-examination on the first level in a healthy person operates a 'pyojunche switching system. If the difference up to two times by using the security system is switched to nagido premium level of customer experience that is expected to decrease significantly.
Simple screening insurance streamlines the sign-up process, lowered the threshold prevalence insured person was released, but suffered multiple insurers to develop products due to the lack of historical experience, thanks to last year's statistics liberalization of insurance rates.
Life Insurance Association last month this year, the insurance industry is "low cancellation reimbursement, health care and simple examination will focus on goods, with" that view my noteumyeonseo "trend more emphasis on quality of life while living than death as life expectancy increases in "said an opinion.
But the insurance industry said, "seems unlikely to expand the market anymore," "oil, because most people already limited the number of sick gotta be finished this year insurance," he said naenwatda is skeptical views.
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