[Korea financial newspaper gimmingyeong News] Shinhan Life Insurance 13 days after a certain time to meet the customer's lifecycle guarantee assets after doubling and retirement nice 'Shinhan you can receive advance payment of death benefits to the life fund leverage into retirement living Plus the cost of living today announced the release of whole life insurance.
This product can have a structure in which the death benefit guarantee a real jam to extend to our customers, five years elapsed from the death benefit is 10 years Semen congestion by 10% of the insured amount per year. For example, if a 40-year-old man to join a death benefit 50 million won from the time 45 years old gotta jam this death benefit death benefit five million won per year after age 55 is a way to increase 100% to 1 billion.
"Plus the cost of living Shinhan good life insurance" will pay the funds from the customer lives within a 10 to 90 percent of the death benefit from the jam after the selected retirement. The death benefit is characterized by a balanced distribution of assets death and retirement assets available to meet the customer's life cycle because the reduction in proportion to the duration and application rates. Life Funds from 45 years to 90 years, can apply for payment period from five years up to 100 years old.
In addition, the churn rate for this product will reduce customers of Shinhan Life Insurance premiums paid by low-refundable termination structure that reflects the premium assessment. This is like when jimyeo cancellation refunds paid during the period but less than traditional whole life insurance Standard form of payment period ends, hwangeupryul has the advantage of increasing up to 30%.
In addition, the main guarantee (cancer, stroke, acute myocardial infarction, five disease diagnosis, LTC annuity guarantees) formed a special contract expires in 100 years to eliminate the non-renewal-type premiums rose pay old age security was strengthened.
Shinhan Life Insurance said, " 'Shinhan good living Plus life insurance" is when premiums paid according to the recent economic environment and customer life cycle a certain period of time to lower guarantees were developed to grow, "he said" to maintain the balance of the active phase and retirement saenghwalgi It can be said that the various features are combined in an integrated hybrid life insurance. "
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