[South Korea's Choice Financial newspaper reporter] 'nature of the Internet specialized bank depositors subscribe to financial instruments with non-face-to-face because it is more important indication of whether deposit protection in financial instruments. "
Gwakbeomguk Deposit Insurance Corporation president delivered the deposit protection logo to easily identify the past 27 days the Internet specialized bank cacao bank depositors visit preparation Target protect corporate financial products and urged that "vary retired at the thorough protection to depositors.
'Non-face-to-face banking, real launch of the Internet specialized banks are visible. According to the financial sector on the 28th will be the K boninga bank received from the Financial Services Commission last December to start operating next month. K Bank has been operating the last inspection in the same environment and construction, as real partners, including banking employees.
K Bank with cacao Internet bank received the Bank had to apply for a pre-authorized boninga over the financial year, it is also being planned to start operating in the first half of this year.
Specializing in Internet banking is gaining attention as a strategy Giving back to the customer such as cost savings from operational personnel, branches of existing banks' deposits and high interest, low loan.
In the case of K Bank early days-present focus on the customer base acquired through such a basic example, Savings, junggeumri credit and yihuen be rolled out new products such as an open API (application programming interface) affiliate product, Robo adviser, crowdfunding plans.
But with the launch of the nose in the February parliamentary law for mitigation "Eunsan separation '(hold shares of Industrial Bank capital requirements) is amended virtually collapsed condition.
According to the current banking law Bank holds stakes in non-financial Business Operator (industrial capital) is limited to 10% (based on voting rights 4%). K Bank and Bank cacao Although each named after the largest shareholder of KT and cacao are not separated according to Eunsan. Pending amendments to the Banking Act to Congress, not including Internet Banking Act on Special Cases 5 Opening Eyes is the main point you suggesting allowed aligning the pin Tech (FinTech) times the bank holds interest only for Internet banking professional with 34 to 50%.
Last 20 days Assembly In Political Affairs Committee hearing 'now March requires Internet specialized bank to pass legislation for planning am recapitalization start a business "and" Internet Bank established the need, the empathy one let Eunsan separate mitigation more left "position to this went still intersect.
Meanwhile, the banking sector and strengthening the non-face-to-face corresponding to the channel on the Internet ahead of the launch of specialized banks. If the text message around its mobile banking platform (SMS) (KEB, Hana Bank) and pin number, 6-digit (IBK IBK) but may transfer, subject to the asset management as a portfolio Robo Advisor recommendations via a smartphone. (Shinhan Bank)
Under the charter capital loans do not have to go to the bank counter Mobile App (App) (Woori Bank), travel abroad before going to stick to a smart phone banking and insurance products also joined. (NH Agricultural Bank), senior citizens are health information also contained a senior-only mobile can be a "financial shopping" on the platform. (KB Kookmin bank)
Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com
