[Financiers Talk] as long as 'financial stability' earnest study

[Korea Jeongseon financial newspaper reporters] and the Bank of Korea accelerated in-depth study of the field of financial stability.

1 days, according to the Bank of Korea, Bank of Korea has come within 10 side to the recent topics related to financial stability issues, macro-prudential policy across the public offering research services to 17. Less than 10 million won per episode and support yongyeokbi study period is about 6 months.

Competition challenges △ macro-prudential policy and macro-financial linkages The △ △ financial institutions, behavior analysis and model development index △ △ finance financial industry regulation 5 range areas.

Macroprudential policy and macro-financial linkages were included in the case, including the impact of the new US administration economic policies, progress Breck sheets (of the UK EU withdrawal), the interest rate normalization factors, such as the US Federal Reserve (Fed) on the financial stability.

Behavior analysis is the impact of the financial institution, insurance company, etc., it geumtu systemic risk spillover path of non-bank financial institutions such as increased competition in the loan market junggeumri financial institutions management quality.

The impact on household debt insolvency early warning indicators development (the development model and index), pin-tech spreading financial industry (banking industry) was also included. Also the Basel III regulations, the risk weighted calculation method also impacts (financial regulation) project on SME loans.

The Bank of Korea held meetings four times a year to check the situation macro-financial stability as monetary policy this year validity Improvement. Monthly monetary policy meeting to determine the direction of the base rate was adjusted at annual 12th annual circuit 8.

The Bank of Korea official said it "will promote the clock to secure adequate monetary policy decisions, checking and strengthening of the financial stability situation.

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[Financiers Talk] 'non-face-to-face banking, Internet bank launched next month

[South Korea's Choice Financial newspaper reporter] 'nature of the Internet specialized bank depositors subscribe to financial instruments with non-face-to-face because it is more important indication of whether deposit protection in financial instruments. "

Gwakbeomguk Deposit Insurance Corporation president delivered the deposit protection logo to easily identify the past 27 days the Internet specialized bank cacao bank depositors visit preparation Target protect corporate financial products and urged that "vary retired at the thorough protection to depositors.

'Non-face-to-face banking, real launch of the Internet specialized banks are visible. According to the financial sector on the 28th will be the K boninga bank received from the Financial Services Commission last December to start operating next month. K Bank has been operating the last inspection in the same environment and construction, as real partners, including banking employees.

K Bank with cacao Internet bank received the Bank had to apply for a pre-authorized boninga over the financial year, it is also being planned to start operating in the first half of this year.

Specializing in Internet banking is gaining attention as a strategy Giving back to the customer such as cost savings from operational personnel, branches of existing banks' deposits and high interest, low loan.

In the case of K Bank early days-present focus on the customer base acquired through such a basic example, Savings, junggeumri credit and yihuen be rolled out new products such as an open API (application programming interface) affiliate product, Robo adviser, crowdfunding plans.

But with the launch of the nose in the February parliamentary law for mitigation "Eunsan separation '(hold shares of Industrial Bank capital requirements) is amended virtually collapsed condition.

According to the current banking law Bank holds stakes in non-financial Business Operator (industrial capital) is limited to 10% (based on voting rights 4%). K Bank and Bank cacao Although each named after the largest shareholder of KT and cacao are not separated according to Eunsan. Pending amendments to the Banking Act to Congress, not including Internet Banking Act on Special Cases 5 Opening Eyes is the main point you suggesting allowed aligning the pin Tech (FinTech) times the bank holds interest only for Internet banking professional with 34 to 50%.

Last 20 days Assembly In Political Affairs Committee hearing 'now March requires Internet specialized bank to pass legislation for planning am recapitalization start a business "and" Internet Bank established the need, the empathy one let Eunsan separate mitigation more left "position to this went still intersect.

Meanwhile, the banking sector and strengthening the non-face-to-face corresponding to the channel on the Internet ahead of the launch of specialized banks. If the text message around its mobile banking platform (SMS) (KEB, Hana Bank) and pin number, 6-digit (IBK IBK) but may transfer, subject to the asset management as a portfolio Robo Advisor recommendations via a smartphone. (Shinhan Bank)

Under the charter capital loans do not have to go to the bank counter Mobile App (App) (Woori Bank), travel abroad before going to stick to a smart phone banking and insurance products also joined. (NH Agricultural Bank), senior citizens are health information also contained a senior-only mobile can be a "financial shopping" on the platform. (KB Kookmin bank)

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[Financiers Talk] ssolrin eye on Agricultural, Fisheries CEO Greetings

Are gathering interest in the Korea Financial newspaper reporters choice] coming April cooperatives Financial Group Chairman, CEO Fisheries edge that term expires.

According to the Bank 27 days of Fisheries, Fisheries Bank to open a bank president in the last 22 days Nomination Committee (Acts cold) went on Bank public offering next month to three days. The term of office of the current Fisheries yiwontae haengjang bank is open until April 12 to come.

Gimyonghwan Agricultural Financial Group are also ahead of the April 28 meeting coming term of office expires. Agricultural finance is a 'level will be held the third week of March Executive Nominating Committee (which is cold).

In the financial sector, the impeachment political situation "in comes the so-called" tube Pia 'environmental assessment jyeotdaneun have personnel equipped with the Agricultural and Fisheries independence from the former officials than ever before.

Meanwhile, government officials from the Fisheries Bank mainly took place in the haengjang. If yijuhyeong former CEO of Fisheries from the Ministry of Strategy and Finance and the Deposit Insurance Corporation is also yiwontae current haengjang origin.

Fisheries Federation has 100% stake in the bank, but it is difficult to ignore the effects invested more than 1 trillion won of public funds. Cold line is the Ministry of Strategy and Finance, the Financial Services Commission, Ministry of Maritime Affairs and Fisheries recommended three outside directors names the National Federation of Fisheries Cooperatives has recommended 2 people.

However, a situation that increases the inner voice of Fisheries launched last year, while the Bank independent legal entity. Recent national financial industry labor union National Federation of Fisheries Cooperatives Branch, which had to pay to cite "a senior banker highest qualifications and financial expertise 'statement demanding" exclusion handed personnel and thorough verification.

Central Fisheries gimimgwon president also reportedly loading weight on the inside rather than professional managers from government officials.

NACF ​​also seems to be a new phase. Agricultural Financial Group's recent increase grip in the middle gimbyeongwon president in October represented a major subsidiary "water change" as well as the Agricultural Bank executives NH (buhaengjang) last year, personnel of the National Agricultural Cooperative Federation with a 100% interest in being noticed.

Agricultural finance is ahead after the internal I sinchungsik former president withdrew in three months in 2013 the Ministry of Strategy and Finance (former Ministry of Finance), born sindonggyu imjongryong president, came after President gimyonghwan take prefecture (Financial Services Commission, Financial Supervisory Service) is successively.

Financial cooperatives being cold is comprised of five people, including 1 people, 1 non-executive directors outside directors to three people outside directors.

In the financial industry it has also reappointed Fisheries out the possibility of bank-awaited project was the current business structure yiwontae haengjang was successful reorganization and the launch of an independent legal entity. President gimyonghwan also known to appreciate that a 'successful turnaround and insolvency rob' cooperatives within the second term is interpreted as 'green light'.

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