[Korea before lower cervical financial newspaper reporter] Financial Supervisory Service plans to induce a soft landing in the second household loans and strengthening the financial sector soundness.
The FSS said it held the "2017 Small Business Seminar ordinary banking sector," finance director this year, a small populace direction 20 days FSS second floor auditorium Tuesday.
The FSS will continue to monitor the non-banking sector, including managing household loans household loans surged strengthen non-financial companies mortgage LTV limits and collateral adequacy for evaluation.
That is 'tailored credit assessment guidelines' implementation in the mutual banking sector is stable, also plans to induce enforcement and early settlement. It plans to seek "DB micro system of household debt" Utilization of being built in the banks for this purpose.
Strengthen the criteria overdue debts and Accumulation rate based on the bank of the savings banks and mutual credit level. Additional provisions for loan losses interest rates increased the risk by 20% earn more than 20% plan to pursue a step-by-step.
Assets more than 1 trillion won Savings Bank BIS ratio strengthened from 7% to 8%, BIS ratio When calculating credit interest rates, credit rating companies should also review the type of risk weighted assets such as loans segment.
Strengthen the regular monitoring and inspection plans to enhance business effectiveness.
Credit Union Federation of PF plans to check whether proper risk management in accordance with the expansion of the 50 billion won from 30 billion won loan limits.
Full time cross over asset quality classification phase adjusted at the same level as other domains such as banks and also plans to check the situation still eopge ready and prepared against the IFRS9 Front enforcement countermeasures through the analysis of such impacts.
Detailed plans to improve supervision standards and business procedures for the registration FSS lenders. Introducing simsagwon agreement on the new loan companies incorporated in the supervision and plans to improve the moneylender registration and survey work, etc.
Whether to prepare detailed criteria for P2P lending intermediaries supervision and guidelines are also expected to periodic inspections.
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