This [Korea financial newspaper gimmingyeong News] last year took place in Daegu Introduction Market fire earlier this year Yeosu Fish Market fire damage of merchants grows parties thereto of the need to for an alternative policy insurance soy criticized as "only the insurer satisfied the plan" after another It was raised.
The last 9 Job Insurance Institute and the National Assembly Policy Committee, co-sponsored by the Legislative Assembly josacheo 'earthquake insurance and fire insurance the traditional market activation measures' policy debate was held in Yeouido Library of Congress.
Spiral Song Yun-ah Insurance Research Fellow in the announcement is' There There is a limit to build a traditional market in fire safety nets on their own, while "the need for the government introduced a policy surname insurance differential support premium depending on the economic level of market traders there 'he said.
The government last year enacted a law for the traditional market development in 2002 and has committed 130 billion annual fiscal subsidy for modernization of traditional markets. Nevertheless, dense structure, combustible buildings and inventories, aging electricity, while the traditional market and the possibility of large fires in dense structures, are still lingering. In particular, the traditional market their properties on the damage during the early evolution of the French or failure is snowballing problems.
Until now, there may be need to sign up for the merchant, such as personal property, comprehensive accident compensation insurance. In fact, it geunamado been reluctant to join two euros of private insurers that traditional markets are vulnerable to fire.
In Song Yun-ah Research Fellow said, "it requires insurance policy, gender review of the particularities introduced through the traditional market risk of fire.
Kim Mi-sook insurance representative users association has criticized these claims as "out of the budget, some one years of tradition in the insurance market will juraneun '' the only government in the insurance policy and is satisfied buhwanoedong 'she said raised his voice.
Insurance policies that currently operate in the country is to include 20 species of storm and flood damage insurance △, △ crop disaster insurance, △ marine casualty insurance form. Insurance policies are mainly applied to large-scale damage caused by a possible introduction of institutional and operational insurance by law in order to achieve the policy objectives of the government market.
The private insurers operating insurance policy, but if that's not recall the accident insurance is taken intact premiums are paid by the customer. If a large-scale accident or damage occurred shall be entitled to share the country reinsurance and insurance.
Kim Mi-sook representatives argued that "if the count to enforce a policy of insurance money into the country funds and traders insurers pocket. In addition, problems to be solved within the public system, "said 'if left to private insurers gotta yet again charged expense goes in stages, such as reinsurance contracts also inevitably higher premium amount, said altitude.
He added that the idea is also inappropriate to write getdaneun insurance funds before the end of the fiscal year also settled in the preface markets and Yeosu Fish Market fires this year.
Support will be called the thinking goes, and settled primarily a discussion of insurance and preventive measures in the future to order.
Kim Mi-sook representative said that "there is usually a long time spent on investigating the cause of the fire, the cause of the accident is that many first should be difficult to settle accident claims of the merchants that have proven payment problems.
Kim Mi-sook was presented to representatives answer the 'unified compensation of all thinking' governmental organizations operating in the traditional market for fire insurance plan.
Currently in New Zealand handle all the work of the ACC (accident compensation corporation) Organization of the formation and establishment of risk management, prevention of compensation funds, accident damage assessment, insurance payments, etc. Kim representatives "should be unified methodology for calculating damages to unify the incident as a case of New Zealand," he said comments.
In addition gimtaenyeon Democratic lawmakers suggested the operating system instead of traditional market topics deductible insurance policy.
This year a fire mutual aid system provided dwaeteuna the government has not lost Conservation Reserve jeongjak accident damage to rectify the situation does not help.
Gimtaenyeon lawmakers thus the government, "a special law revision bill for traditional markets and shopping center development 'representatives eight days the initiative of the content in relation to the traditional market fire mutual aid system operation of local governments support some of the deductions kind to deduct subscribers pay did.
Gimtaenyeon lawmakers to make the gongjeryo some consider fire deductions Up Poorly said 'traditional market fire mutual aid system has from the beginning a representative traditional market occupation safety net would help to be seated with the introduction' 'due to the high gongjeryo to support the government or the local authorities would I want to 'explained the amendments to legislative intent.
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