[Korea gimmingyeong financial newspaper reporter] came as early as the prospect for Artificial Intelligence (AI) replaces the underwriting and sales channels in five years.
Insurance Institute was held the 43rd insurance executives and CEO Breakfast Meeting at Seoul Plaza Hotel in 14 diamond holes.
This is where insurance gimseokyoung Research Fellow, announced the "4th industrial revolution and the future of insurance ', and emphasize the role of artificial intelligence.
Gimseokyoung researchers have noted the 'artificial intelligence began to perform the major functions of the insurance company "said IBM's' Watson'. Watson reportedly said today ahead of the general insurance business apply to reading the report a car accident led to such steps as possible underwriting business is to determine the insurance payment.
Gimseokyoung researchers describe it as an example a case in Imperial and heard saengmyeom after the insurer in Japan.
After Imperial Life insurers have recently decided to introduce artificial intelligence system, and spent ¥ 200 million (USD 20 million) it has built a system. The annual management fee is about 15 million yen (about 150 million won, Hanwha) is expected to be expected gotta intelligent investment costs to be recovered within two years reduce the ratio of the human 140 million yen per year.
Artificial Intelligence "Eugene" has passed the Turing test for the first time in the world. Turing test is a test to determine which machine is based on artificial intelligence that can interact with humans How alike.
Gimseokyoung researchers thus explained that 'the robot or view the app would soon be possible to install an artificial intelligence specializing in insurance'. As a result, you can also always respond kindly to the '24 hour customer sales are predicted to disappear incomplete.
AI channels in accordance with the dynamics of the industrial revolution, these are to be gradually replaced by a channel of insurance sales agents gimseokyoung center researchers predicted. Kim researchers said that 'may face due to the planners lack of resolve Channel down problems and costly problem, including' said the 'current planner channel will be switched to the high efficiency sales organizations that deliver differentiated services, such as financial planning, health care, .
In these five years artificial intelligence researcher Kim as early as the sales channel, is expected to emerge at the latest within the insurance industry in 10 years. In jungyimyeo last year as the cornerstone for the end of liner life is conducted "chaetbot 'service to receive insurance counseling from AI through the industry's first Kakao Talk chat, ING Life' Robo Advisors Fund 'to help a stable asset management of variable life insurance customers and the operation.
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