[Korea before lower cervical financial newspaper reporter] KB · a · NH · IBK Capital cooperatives, except for the center, Shinhan Capital, both published last year showed that the performance of a financial holding is increased profits. KB and IBK Capital Capital Capital One showed a higher net profit growth of over 20% YoY recorded both record-high earnings.
NH Agricultural Capital achieved an increase in profits as a springboard for growth assets. Shinhan Capital, while profits fell by Meat mortgage loans (US Tron) provisions provisions. Starting this year, it plans that the economic uncertainties at home and abroad increased, focusing on risk management and portfolio diversification.
◇ Shinhan Capital, net income decreased 26.5%, 26.5% · IBK Capital Increase
IBK Capital and Shinhan Capital, which bought both the capital and the focus on corporate finance. In the last part of Shinhan Capital gains declined by 26.5% than the year before, net profit recorded 33.9 billion won.
Shinhan Capital has generated losses in the US hwimalrimyeonseo Tron fraud. According to the 2016 Shinhan Financial Group Business Performance ', Shinhan Capital profit before provisions fell by 116.8 billion won and 76 billion won in the double loan loss provisions to profits generated 33.9 billion won. Shinhan Capital US Tron handling balance is 15.3 billion won and 24.2 billion won a distressed loan association. Yiettara allowances were reduced while the profits generated.
Shinhan Capital, said, "This allowance provisions have fallen this year while generating profits," said "seems to pay off their bad driving the profit starting this year," he said. NICE credit rating from 'finance company credit impact analysis in accordance with meat mortgage insolvency' "stale scale of Shinhan Capital is determined to be capable of corresponding levels when considering such capital buffer capacity" and "bad debt burden expanded dwaeteuna bad loans loss provision rapid decrease levels and the possibility of handling the remaining balance when considering the scale of meat, such as mortgage-related profitability forecasts would be limited. "
It has increased, while IBK Capital recorded a net profit of 68.2 billion won and 26.5% (consolidated basis) yoy. Based on a separate net profit of 72.1 billion won. IBK Capital has am not occurred thing bad loans could pull a profit. IBK Capital is not a huge amount of non-performing loans ship financing, maritime loan origination.
IBK Capital official said, "2016 has not generated profits were increasing bad loans." It grew evenly in corporate finance and investment banking profit growth is the cause. IBK Capital, said, "now with the Bank has focused on cultural content, SME loans" and "The gains were evenly across the combined investment in new technologies," he said.
IBK IBK Capital investment banking group KONEX combination, combination game IBKC-STI job creation, investment, and cultural content IP Investment Fund, IP Value-up investment partnerships, mutual growth investment partnership, investment partnership medium-term win-win No. 2, IBKC-STI Pre- IPO investment Fund holds a stake, such as No. 1. Based on last year's third quarter, IBK Capital Funds will invest 581.5 billion won ventures, corporate finance 2.0932 trillion won, 621.9 billion won regular mortgage, leasing 338 billion won, the 3084 financial factoring billion, financing 145.4 billion won, 10.7 billion won on personal credit.
◇ asset growth scaffold net income increased NH Agricultural Capital
NH Agricultural Capital posted a net profit of 30 billion won last year, based on assets 3 trillion. NH 2015 Agricultural Capital assets yieoteuna 2.4387 trillion won last year increased 3.1497 trillion won and was captured leap 'Article 3 assets' capital.
Operating profit was 40.5 billion won last year with a 35% increase compared to 2015 (300 million). ROA increased slightly 1.06%, ROE was 0.01% points, respectively, 0.45 percentage points to 9.94 percent compared to the previous year. Quality is also improved. Last year, the NPL ratio was improved 0.91% 2.67% points YoY to 1.76%. Capital has increased 30.72% than the 250.3 billion won in 2015 to 327.2 billion won. NH Agricultural Capital official said, "to give the effect of increasing profits while increasing asset".
NH cooperatives starting capital last year has set the goal of achieving 5.5 trillion won operating assets, net 70 billion won by 2020. NH Agricultural Capital is planning this year to strengthen the automobile finance. Last June by the "Sales activated TF 'for auto financing and lease financing enabled started operating, such as" price used to improve DB TF', 'bank association advancement TF' and spurred a car finance foundation. In particular, strengthen the business links, will embark on expanding automotive financial assets. 3 will be linked to the relevant domestic new car sales merchandise is released in January.
The last overseas performance also considerably. NH Agricultural Capital began investing 150 billion won in the joint venture, lease financing cooperation "with China statute Group, lease sales in October last year. There is also pursuing entry into the Chinese market, small loan internet. NH Agricultural Capital official said that "this year, with an additional overseas markets such as Indonesia in mind."
◇ Tivoli popular used-car market, the occupation KB Capital
KB Capital is expanding thanks to the used car market, Ssangyong Motor Co. sales rose 24.77 percent to 96.7 billion won net profit recorded the previous year. Of five companies recorded the highest net income. KB Capital toktokhi saw the 'Tivoli effect' dragging the Ssangyong Tivoli popular. KB Capital was the exclusive Ssangyong installment, lease sign SY 2015 Auto Capital, founded in '10.
According to Ssangyong, last year's Tivoli brand has led the sales growth recorded for the previous year 5821, only 34.7 percent increase in August sales. It introduced the industry's first mobile platform used car 'KB Cha Cha "was acting as the used car market occupancy factors. The 'KB Cha Cha' is provided and used car price which is operating zero members of a used car sale firm of over 1,000, the trading platform. Last December, the reference 'KB Cha Cha "Visitors are popular neomgimyeo 1.5 million people a month. KB Capital last year's total sales rose 27.15 percent to 473.4 billion won.
◇ recapitalization, portfolio diversification by Capital One
Capital One received the bad news that in 2011 the future savings bank financial sanctions authorities (now JT Dear Savings Bank) relating to illegal loan 'organizations warning. Overcome these negatives and Capital One posted a net profit last year, maximum.
Reumyeon band in the 'Hana Financial Group 2016 Business Results, "Capital One grew 23.7% gain recorded net income of 80.6 billion won, 65.1 billion won compared to a year earlier. Operating profit recorded 104.4 billion won a year earlier and increased 26.39% (826 million) year.
Capital One continued to raise capital to improve capital quality. Issued in early 2015 and had 150 billion won durable while running in August 2015 to 100 billion capital increase. Capital One said it leveraged recapitalization of the warrior drainage regulations for the purpose of publication. According to Article 48 Specialized Credit Financial Business Act, it is a warrior and I do not have total assets in excess of 10 times or more of the equity-oriented management has limited top-line growth. Based on last year's third quarter, Capital One Capital is a 624 billion won.
Capital is one thing, thanks to portfolio diversification could lead the performance. According to one Capital last year, the third quarter of quarterly reports, one Capital is a retail center, but a business loan bad due to the global financial crisis 2009, caused the loss of a large-scale provisioning through a stable business portfolio, building personal finance and installment, leasing sector business He said that the transition to overcome the crisis. Based on last year's third quarter, total loans are financing 4.9687 trillion won by 2321 billion yuan, 3.1112 trillion won loan. 2015 is 4.3726 trillion won total loans was 242.3 billion won financing, leasing 1.5032 trillion won, was 2.627 trillion won loan.
NH overseas has also promoted cooperatives as capital. Capital is one scenario in Indonesia two years ago formed a Sina Le Mas, PT KEB Hana Bank has established a joint venture with Le Mas finance one.
Capital risk management focused industry this year ◇
Capital yieotdamyeon until last year the industry boom is expected to be difficult starting this year. The financial authorities decided to strengthen prudential regulation as part of the warrior cards, such as credit-specialized financial companies Capital Inc. arrears based on the bank level. In addition, there also seems to be rising funding costs as much as US rate hike expected this year. Capital industry official said, "it shows that the funding rise from the fourth quarter of last year," he said. It is also expected to damage caused by last year's US Patron Capital fraud. Hyosung Capital, Capital Korea, Shinhan Capital is a situation accumulated losses.
Thus, in the position that capital industry is focused on risk management. Hyosung Capital said, "is the most rigorous examination since the establishment" and "Because of the risks, such as household debt and strengthen the examination," he said. NH Agricultural Capital said, "automobile finance profit is classified as low, but safe assets," he said, "would be a safe haven neulrineunde focused than increase the risk assets such as an increase in the risk of household debt this year."
Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com
