[Korea sinyuncheol financial newspaper reporter] SC First Bank switched surplus up a net profit of 224.5 billion won last year, announced on 31. In 2015 Bar recorded a net loss of 285.8 billion won in special retirement because up to 1000 people.
SC First Bank said, "was greatly reduced earnings in accordance with the provisions in accordance with such retail banking portfolio to improve overall household loan default rates decreased in 2015 compared to the shipbuilding industry and some business-related insolvency decreased.
Total assets are 58.5 trillion showed a steady asset growth and won an increase of about 2 trillion won late compared to the previous year, in December 2016 based on the Bank for International Settlements (BIS) NPL ratio recorded 0.78% improved 0.29% points compared to the previous year did. Delinquency rate also recorded a 0.21% points to 0.35%, down from the previous year, was an overall improvement in risk management. Maintaining the capital adequacy ratio and the primary capital (Tier 1) ratio also year-on-year respectively, 0.93% points, 2.35 percentage points from a note of the improved 15.36% and 15.30% consistently reliable and exceeds the requirements of the industry average and the supervisory capital soundness and is.
Total assets increased by approximately 2 trillion won to 58.5 trillion won from the previous year end. Margin assets (ROA) 0.37%, Return on Equity (ROE) came in at 4.91%. Net interest margin (NIM) fell by 0.21% points to 1.52% compared to the previous year. Bank for International Settlements (BIS) capital adequacy ratio rose 0.93 percentage points from 15.36 percent increase over the previous year.
Park Jongbok haengjang is' to improve the cost structure and creating new revenue streams based on earnings was achieved, saying, "We continue to expect a stable earnings growth," he said
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