Tuesday, April 4, 2017

Bank currency loan delinquencies two months rose to 0.57%



[Korea Selected financial newspaper reporters - domestic banking sector loan delinquency rate is ohreumyeo both households and businesses was the second month in a row increases.

According to the 4th currency loan delinquency status of domestic banks (provisional) of the Financial Supervisory Service (FSS), two or more principal delinquencies one month of the end of February rose 0.04% 0.57% points compared to the end of January.

The delinquency rate fell in November (0.64%) and December (0.47%) 0.81% in October last year and January this year rose switched to three months to 0.53%.

FSS explained that "it according to the overdue premium receivables clean scale (900 billion won), this new delinquency accruals 1.5 trillion won.

Overdue receivables balance is the end of February, the current 8.1 trillion won.

2 Loans delinquency end of February rose 0.06% points compared to the end of January to 0.79%. Particularly large loan delinquency million (0.73%) 0.01% is olratji points, SME loan delinquency (0.81 percent) points or 0.07% higher than the delivery.

Household loan delinquency rate rose to 0.28 percent, 0.01 percent points higher than in January.

Mortgage loan delinquency rate (0.21%) were maintaining delivery levels. Dual collective loan delinquency rate also had a 0.30% similar to the transfer, the delinquency rate of the mortgage loans is also lower than the population as 0.17%.

The delinquency rate of household loans, excluding mortgage loans was 0.51% to 0.04% points higher than the end of January.

The FSS said it "will have the possibility of future domestic and external economic uncertainty cyclical insolvency and default rate rose mainly due to the sector strengthen its monitoring.

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