The release of [financial newspapers around the lower cervical Korea News] The P2P lending services, online banking Ernest Fund 2.0.
Ernest Fund announced that the 25th launch, introducing machine learning models to assess credit online loan service 2.0 Possible loan without a certificate.
Ernest Fund has adopted three types of credit evaluation model, not one of the criteria for an accurate assessment for the specific customer situation.
All that customers are not receiving a rating of one uniform model applied in three models automatically optimize the model to the characteristics of the customer to increase loan opportunities while minimizing default rates to the current level.
In particular, it is expected to easily enjoy the original is difficult to force customers a wide range of benefits junggeumri loans to credit rating data, the lack of diversification in accordance with the judging criteria.
Ernest funds while eliminating the existing offline filing process this service restructuring reduced the hassle of customers. Loan Customers can check examination results, loan status, etc. via my page at a glance, even if the counseling needed after the final loan approvals increased efficiency allows you to select the desired time.
Seo Sanghun Ernest fund representatives "to existing traditional financial data, but the righteous difficult as trying to get the jeosinyong customers under 6 ratings loan approval relative was able to secure a wider customer base as the starting point for this machine learning credit evaluation model He said, said, "we will continue to realize the true meaning of the pin-tech with sophisticated P2P finance realized.
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