NH Agricultural Life & General Insurance, Global Cooperative Insurance and then expand cooperation

[Korea gimmingyeong financial newspaper reporters - national representative of the cooperative insurance cooperatives NH NH life and non-life insurance cooperatives sets out to expand the global network. Secretary Rod NH Agricultural Life CEO, yiyunbae NH Agricultural Insurance CEO, including the companies represented are April 28 Seodaemun headquarters in ICMIF (International Cooperative and Mutual Insurance Federation, International Cooperative Insurance Federation) Bureau and talks have cooperative based insurer liver It vowed agreed to strengthen friendship and promote cooperation.

ICMIF is the insurance sector agencies of ICA (International Co-operative Alliance), which holds 227 member companies around the world 71 countries. He was a member of the ICMIF Agricultural production  fiddling 1969. NH currently being carried Agricultural Life 4 directors serve as members of the eight largest (based on premium income) of the entire world combined cooperative insurers.

This time my room one ICMIF side key personnel Hilde Fernand and Ellen (Hilde Vernaillen) chairman, Sean tabeok (Shaun Tarbuck) Secretariat, the nose and the Hiroko AOA (ICMIF Asia / Oceania regional associations) Secretary General, etc., and show Zuiho other Motsu Japan the CEO jeongongryeon (national Association of deductions) came along.

In particular, Japan jeongongryeon AOA president signed the NH Agricultural production  promised regular basis and non-life insurance exchanges and decided to hold a joint seminar in the first half of product development. In the long term, the exchange plans to introduce a training system and also conduct joint research prepared for the response of the insurance environment and institutional change.

Secretary Rod NH Agricultural Life CEO is a crisis of "ICMIF members reaffirm their public interest function of inter-cooperative insurance through the exchanges and will promote differentiation," said "particularly low growth, low interest rates and aging that shut blow to the domestic insurance market prior experience of working closely with Japan to jeongongryeon said it would force an insurance that can flexibly adapt to changing market conditions. "

NH cooperatives, etc. Life is planning deunopil its position as the nation's largest cooperative insurer that according to the schedule this winter Bureau supports the overall process of registering new ICMIF Federation of credit unions sector deductible.



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The Mirae Asset Life Insurance, earned 91 billion won last year ... Year 比 26% ↓

[Korea gimmingyeong financial newspaper reporter] recorded a net profit of 91 billion won last year, Mirae Asset Life Insurance decreased by 26% compared to the previous year.

Sales said ₩ 4,170,169,130,000 Mirae Asset Life Insurance is for consolidated earnings over the last two days disclosures. Operating profit was decreased by ₩ 116,798,070,000 of 2.4% YoY to 4.9%.

Net income was 90.99022 billion won, down 25.6% compared to the previous year. Mirae Asset Life Insurance explained that "base effect of the previous business year, tax refund of fiscal year 2015, earnings for these decreases.

In addition, Mirae Asset Life Insurance has formulated a 710 won per share Common stock 55 won per share in dividends last year settlement, the type shares (convertible preferred). Dividend yield is 1.05% of the ordinary shares, dividends totaled ₩ 22,891,399,600.

Such information, 24 days is expected to be confirmed at the general shareholders' meeting held in Yeouido Daewoo Mirae Asset Building to come.

The Shareholders' Meeting, the profit is expected to deal with the dividend proposal as well as the Directors and audit committee appointed outside directors etc. re-elected vice-president of Mirae Asset Life hamandeok.



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"Suicide claims' white flag in surrender Samsung Life Financial Supervisory ... Discuss additional payments

[Korea gimmingyeong financial newspaper reporters] to get the look and feel of one year of unpaid jungjinggye suicide Samsung Life Insurance Financial Supervisory eventually surrendered.

According to Samsung Life Insurance Industry on the 28th to open soon, the Council reportedly to discuss ways to pay additional insurance suicide.

Samsung Life has been open for the last 23 days, including jungjinggye FSS CEO warning censure and 3 months suspended some operations in the sanctions Committee. Accordingly, also re-elected president it was ahead of next month's Kim, Chang - Su Samsung Life became opaque. CEO received a warning censure because they can not be re-elected.

Kyobo Life Insurance, will pay the entire unpaid claims suicide cases' ceremony to sanction spirited opened just a few days ago and it changed its position. Sinchangjae President unpaid three companies (Samsung, Hanwha, Kyobo), if possible reappointment of the CEO as the sole owner haeseoda be concerned about how serious blow to the stable management.

As a result sinchangjae Kyobo Life President it was able to keep the chairwoman receive a warning rather than a liberal censure warning from the Financial Supervisory Service.

Samsung Life Insurance is also one suddenly turning this position seems not unrelated. In the insurance industry, even if the latest Lee Jae Yong Kim, Chang - Soo leave the place behind Samsung Electronics vice president came on the prospect of redemption could fall into serious reigns spaces.

Yippun as Samsung Life receives some sales suspension will not be able to three years new businesses that require the approval of the financial authorities. In this situation already receiving financial charges, including Lee Jae-yong favors the holding companies established in the process of preparing a vice around the holding company of Samsung Life course transition is expected to be happen to see a lot of notice of the financial authorities. The departure of the actuary (FC) can not sell life insurance products such as life insurance companies are also expected to focus on possible situations.

Samsung Life Insurance has announced that it will pay in January September 2014 the Financial Supervisory Service, based on the recommendations made payment for accrued unpaid claims suicides from 2012 until 2014, suicide claims to customers. Also it starring agreed to fund the Foundation for Suicide Prevention outstanding cases from January 24, 2011 made possible sanctions such as fines for the violation of the Terms of Insurance Business until September 05, 2012.

For the previous claims cases January 24, 2011 held to the position that you can not pay the insurance money. The Financial Supervisory Service (FSS) 'basic documents (agreement) compliance violation' Regulations enacted in the wake of this Act violations in a timely manner, because there is no basis for making an FSS sanctioned in previous claims cases.

If Kyobo 's insurance payments before suicide' Samsung Life also along the strands of life catch is expected to be more lenient than the level which was originally sanctions resolution.

Kyobo Life also soon to change the attitude that life Hanwha Samsung Life maintained a 'part payment' position as the industry predicts surrender.

Hanwha Life official said, "there is a possibility that the reaction in the inside out according to the movement of Samsung Life side.



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Will Samsung Life 'Kim, Chang - Su save the president' fruition

Beotideon Samsung Life continues even jungjinggye measures [Korea gimmingyeong financial newspaper reporter] Financial Supervisory Service eventually decided to pay a suicide claims in full. If you fail to Kim, Chang - Soo, president reappointed seems Fearing management space that can occur.

April 28, according to the latest Samsung Life Insurance industry is reportedly promised verbally committed suicide claims paid in full to the Financial Supervisory Service.

Samsung Life is soon expected to vote on the Board of Directors to open such content.

In the meantime changed 'part payment' stance gosuhae carefully Samsung Life suddenly seems not to blame for admission ohdeon jungjinggye issued a high water level than expected.

FSS Sanctions Committee CEO is three months censure and warnings to halt sales of Samsung Life last month, some 23 days, the decision was up to 890 million won in fines.

The same day, the morning of Samsung Life held a Board of Directors made a resolution to raise the March shareholders' meeting agenda that the president re-elected Kim, Chang - Soo. Samsung Life Insurance sanctions thus a high strength seems unexpected at all. When you receive the warning censure CEO because they can not be re-elected for three years, as well as finance officer. Samsung Life nor conceal his embarrassment immediately after the sanctions announcement said, "was an unexpected decision jungjinggye've been trying to solve a gentle '.

In response, the industry predicted that "the remaining 30 days will determine the president Kim, Chang - Su shelter. One case has been confirmed to be re-elected because the remaining term of office to defend.

FSS has reportedly submitted a plan to the inner circumference of the decision made in a Sanctions Committee Finance Committee. The FSC plenary meeting scheduled on March 8th and 22nd there seems to be no later than 22 yen ilkke disciplinary action has been confirmed. Samsung Life Insurance is that the Board of Directors finalizes the re-election of President Kim, Chang - Soo is 24 days.

Kyobo Life Insurance, will pay the entire thing suicide claims payable "on the day the appeal and changed the position.

Reflecting such information, Kyobo Life has received a relatively low discipline. Unlike received more than what chanamgyu Kim, Chang - Soo, president of Samsung, Hanwha Life 'censure warning' sinchangjae Kyobo Life President was able to keep the chairwoman accept the 'liberal alert.

Of course, Samsung Life has suddenly turning stance is based not give the FSS sanctioned immediately by lowering the water level. However, President Kim, Chang - Su Samsung Life sees 28 days jimyeonseo reportedly visited the FSS directly ahead as the industry "will talk about some kind of ohgateul.



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Suicide claims sanctions' equity controversial "chopping up ... But Samsung Life, while teachers

[Korea gimmingyeong financial newspaper reporter] can think FSS, Samsung, Hanwha, a suicide unpaid claims Kyobo's castration of the controversial "equity", including sales made some stops on the jungjinggye life.

23 days FSS issued a chief executive officer (CEO) liberal warnings and stop some operations, such as Samsung, Hanwha, jungjinggye in Kyobo Life Insurance Some payments have promised to commit suicide by opening the Sanctions Committee.

Accordingly, the Big Three insurers have been unable to sell the flagship products such as 1-3 months Accidental Death ensure that the life insurance included. In particular, Samsung Life is reportedly a big hit, etc. jaesinim Kim, Chang - Soo, President of the Board of Directors reappointed determined to be opaque.

The Financial Supervisory Service had imposed with a penalty 8 billion 300 million 9000 million won ~ 9000 million won four each. Down exactly sure what level of disciplinary sanctions by each insurance company did not say simuiwi suicide just before full payment claims the doctor said Kyobo reportedly determined the sanctions rather low level for life.

In particular, suicide claims three unpaid four horsemen of Samsung Life Insurance is one of the highest levels for sanctions promised payment largest. Samsung Life said in a somyeongseo last month it would pay the unpaid insurance suicide September 2014 FSS are based on the recommendations made payment for unpaid claims suicides from 2012 to 2014 for our customers. Also it starring agreed to fund the Foundation for Suicide Prevention outstanding cases from January 24, 2011 made possible sanctions such as fines for the violation of the Terms of Insurance Business until September 05, 2012.

This is the count returned all original Hanwha, Kyobo Life Insurance two suicides that occurred after September de facto commitment to an expanded position than payment for unpaid cases since January 24, 2011 2012.

However, despite the efforts of these Samsung Life Insurance and Financial Supervisory Service (FSS) it decided in Samsung Life △ Chief Executive Officer (CEO) censure warning, △ suspended sales of some jungjinggye the highest level of the three companies, including three months. Insurance industry officials 'getnya will not getdaneun swallowing a two FSS example by lowering the high sanction strength in the industry No. 1 Samsung Life' and predicted for this care.

Such sanctions Financial Supervisory this forced bulgeojil 'equity' controversial compared to the precedent by imposing only fines of 100 to 700 million won five companies, including last year's suicide claims the MetLife does not pay on time, Hungkuk, Shinhan · PCA · Chubb Life Life It is not the situation. In particular, the FSS has not put up any sanctions for the suicide death disaster guaranteed to sell on the goods contained in the Postal Insurance, as Rider and private insurers. Postal Insurance is Samsung and Kyobo Life Insurance, Hanwha, and also devoid ileon hemisphere about suicide, some insurance payments paid or former cases, like other insurers.

The information passed by the sanctions simuiwi of the Financial Supervisory Service (FSS) is determined by the financial wiwonhoeeul. Officials said it would be referred to the sanctions in circumference inside the Finance Committee. Plenary Session of the Finance Committee seems to be jejaean for these insurers within at least 22 days as scheduled for next month, 8 and 22 final.



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Shinhan Life 'exciting bout ... Integrated Mobile Platforms

[Korea financial newspaper gimmingyeong News] Shinhan Life Insurance "smart windows mobile app (App) 'is' an exciting bout' login once with Shinhan Bank, card and financial investments, group integration that can be used conveniently for the main service of life mobile platform services said that starting the 28th.

Previously, though available to install a finance company by representatives Apps services, you can now easily benefit from the differentiated integration services Shinhan Financial Group through the 'exciting bout' platform was created as part of a customer-centric won, Shinhan (One Shinhan) project .

'Bout an exciting' representatives is available on the mobile app, Shinhan Bank cards, investment banking, life, Shinhan Life offers a variety of historical inquiry and confirmed by financial services companies through a 'smart windows' app.

Yes, customers can apply for a savings product subscription through the app, Shinhan Bank, Shinhan Card, customers can use a simple payment and loan.

Yippun but can also benefit from a single login 'smart windows' key financial services such as insurance premiums paid, Internet insurance, mortgage insurance contracts subscribed to the securities depository mortgage business and Shinhan Investment Shinhan Life of.

Shinhan Life is hosting a launch event 30 April to celebrate the opening "exciting bout. Upon completion of the 'exciting bout' with a 'smart windows' app automatically use registration and participation, and the Starbucks mobile payment Gifticon a total of 500 people through a lottery.

In addition, Shinhan Life Insurance said it would add an additional user-friendly features of the reorganization of the "smart window" app to provide mobile services optimization to the pin-tech environment.

Shinhan Life Insurance said, " 'exciting bout' is to provide advanced financial services to the customer's bank, card, securities and collection of core services of insurance in one place the insurance industry's first integrated mobile platform," he said, "to keep pace with the rapidly changing ICT environment that Shinhan I will strive to provide differentiated products and services for life only, "he said.



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NH Agricultural life insurance solvency rating AAA grade obtained

It has received the highest rating of AAA rating from the Korea Financial gimmingyeong newspaper reporter] NH Agricultural Life insurance solvency rating from the 23rd NICE and Korea Ratings credit rating.

To assess the overall solvency insurance and related financial soundness of insurance companies in the 'insurance solvency assessment "means at some point. Through this evaluation it can easily recognize the status of the credit insurer, by reflecting them in decision-making and improve the efficiency of insurance markets can ultimately contribute to protecting the interests of policyholders.

NH Agricultural life is not receiving the credit rating and this is the first time. One 'AAA rating, the highest rating of a total of 10 ratings acquisition, means the highest level of solvency and default risk is almost no.

NH Agricultural Life has an extensive sales network throughout the country based on agriculture and Livestock channels, reportedly it received a high rating points to that total assets and premium income has a market position based on the above four life insurance industry. The viscosity that laying the substantial strengthening of protection-type insurance sales life insurance mainly contributed to the score.

The magazine said the financial aspects points to the strengths of the asset quality and capital adequacy, and maintain an excellent level. NH Agricultural Life fell RBC ratio in accordance with the rise in interest rates, because three times higher than last year's third quarter to 200%, and recorded a level RBC ratio of the securities of the held-to-maturity securities proportion (69.6%) and the industry average (23.4%). less likely.

NH Agricultural Life official said, "was able to convey capture the public trust that our customers through this credit rating acquisition of deumjik a company that NACF life is incredible," he built an "ever-confidence, maintaining a solid credit farm income ₩ 50,000,000 times He said that the opening will be the driving force behind the ".



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Mirae Asset Life Insurance, rising to afford a differentiated business model - Kyobo Securities

Kept the [financial newspaper goyounghun Korea News] Kyobo Securities expect the 27th differentiated business models upside doendamyeo BUY rating with a target price of ₩ 7,000 for Mirae Asset Life.

Mirae Asset Life Insurance solvency (RBC) is of the opinion that the burden on small proportion downside recurring profit of 70 billion won in 2017 and further earnings growth is expected to PCA Life acquisition. As the fourth quarter reflects the various one-off costs such as early retirement it recorded a net loss of 103 billion won.

Kyobo Securities bakhyejin researchers said diagnostic "I'm not but my most undervalued sector is greatest upside potential," said "RBC ratio falling further is limited and the quality insurance sales growth is expected."

Park researchers this duration to as "even with the new RBC ratio asset duration is to overtake the liability duration massive decline not to because" and "foreign assets account for regulatory easing of the hedge period, the highest virtue foreign currency assets 7.2 reflecting that increase in years to 12.1 years, "he said.

He continued, "I have high interest in the PCA Life acquired in a conference call shareholder approval is expected to be determined 3 woljung seems to be reflected in a bargain purchase gain more than 100 billion won" and "PCA Life acquired a net profit in 2017 was 92.2 billion won, special account revenue is expected to increase by 19%, "he predicted.



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Mirae Asset Life Insurance Executives, Briquettes of Love "warmed"

He said [Korea financial newspaper gimmingyeong News] Mirae Asset Life Insurance (Vice Chairman hamandeok) is that the conduct in Seoul Gwanak-gu Samsung-dong bamgol town 24 days hamandeok, vice byeonjaesang president, including executives 35 people, officials briquettes serve "for heating support among neighbors who participated .

Mirae Asset Life Insurance Employee volunteers are handing out the briquettes difficult to find a bad neighborhood bamgol town every year since 2012. The day had passed a total of 2,000 sheets of briquettes in 19 households.

One hamandeok Mirae Asset Life Insurance Vice Chairman attended the service activities "is proud're able to help our neighbors shed so directly sweat as one of the insurance is to help customers happy retirement planning" and "Mirae Asset Life that recognizes its social responsibility and practice companies will do my effort to convey the essence of the love of the insurance industry through an active social contribution activities based on the core values, "he said.

Briquettes service activities Mirae Asset Life Insurance has joined with its employees and FC (Financial Consultant) will relay how social contribution activities as a representative of a steady progress each year. Volunteers work at the packed per employee annual 8 hours, being subjected to FC once a year or more volunteer activities on a regular basis. Last year, Mirae Asset Life Insurance has conducted a total of 7530 cases of volunteerism.



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Kyobo Life, underprivileged university students 'hopes ladder' up

[Korea gimmingyeong financial newspaper reporter] egen have pain unusual freshman year of college is Mr. gimcheolmin (pseudonym, 20 years).

I have both my parents and brother childhood disorders that did not receive the proper care.

Take the help of around dwaetjiman will live in a nursery and spent day after day without a sense of purpose in life.

But high school was a dream start to see the presence of the memories I had forgotten he meets supporters who works as a social worker. To help people in tough situations that you will study the social welfare eotteotgetnya said Dunn played pumge the dream of college. Gotta have hope somebody wants to become a social worker who can instill the right values ​​and experience are getting bigger.

Kim had passed the last winter, Gangwon universities and Welfare Society. In the spring, with the help of Kyobo Life it hopes to start a scholarship Dasom so wanted to study social work. "It's starting to love myself and environmental welfare" that Kim is "to cherish me to be a social worker to love the people around you as much as a family dream," he said smiled brightly.

Kyobo Life has 27 days to nursery school, boys and girls home from college freshmen including 20 people, a total of more than 80 people passed the "Kyobo Life Hope Scholarship Dasom" and opened the Hope Scholarship Dasom winter camp. Located in Cheonan, Kyobo Life has won gyeseong gathered a mighty step toward a dream without losing hope in difficult environments naedinneun college is a single digit.

Kyobo Life Insurance and Kyobo deliver the desired Dasom scholarships to help disadvantaged youth since 2003 with the educational foundation they can expand their dreams for the future. And each year supports the student until they graduate from college freshmen to the starting 20 people, have good grades students will pay an additional merit scholarships.

Over the last 14 years in the hope that scholars are discharged through a total of 300 people during Dasom scholarship after graduating from the school it has grown to more than 160 of them full-fledged members of society. In the meantime, the amount of Kyobo life support amounting to 40 billion won.

After the award ceremony from 27 days 2 nights and 3 days will take place the "2017 Hope Scholarship Dasom winter camp. Through lectures of, such as colorful recreational programs for students and graduates involved 90 people have time to draw a sketch about the dreams and visions of the future.

It is also scheduled to spend meaningful time to visit and volunteer Asan Virgin bokjiwon experience the joy of sharing.

Kyobo Life is helping the online community provided hope Dasom students and graduates can actively exchange. • Scholars will have the academic as well as summer and offline meetings every year to share career information • Participation in the winter camp and experience a variety of cultural activities and volunteer opportunities through the community.



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Shinhan Life, "another recipient receives Shinhan Life Insurance biam 'release

Due to the [South Korea gimmingyeong financial newspaper reporter Recent environmental change and an aging population, which reportedly caused over 200,000 new cancer patients each year.

In addition, the survival rate increased. Gotta five-year relative survival rate of cancer patients has occurred over the past five years the survey with 70.3 percent, according to the Ministry of Health and Welfare and the Central Cancer Registries Division has announced the 2014 Cancer Registry statistics showed that two patients out of three cancer patients survive more than five years.

As a result of the development and the cure rate is increased in accordance with the early detection of medical technology, and thus seems to also act as a division of the burden of living as well as the long-term cancer survival.

Shinhan Life Insurance is guaranteed by various cancers recent one product, as well as launched a variety of living guarantee payments that could reduce the economic burden of cancer through the "Shinhan yet been received biam life insurance.

Looking at the amount of insurance information of the host contract and guarantee riders a 10 million won standard, since the date of receiving the Guaranteed cancer, certain cancers Diagnostics will pay the cost of living for five years a total of 60 million won per month $ 500. Other specific cancers, skin cancers, thyroid cancer is in place except for cancer, borderline tumors, colon mucosa naeam, non-invasive bladder cancer.

This product is composed by insurance in the form of a prime contractor in three species (pure-guaranteed health care, maturity payment type) broadened the range of choice. Managed Health will pay the health geomjinbi 20 times up to $ 50 every three years from the day the insurance contract without being diagnosed with certain cancers. Without due payment type is diagnosed with certain cancers, it gives health care funds at maturity and survival of two million won. Guaranteed funds are paid net of events but cheaper premiums.

In addition, he established the "living cancer death rider" to the stable life of the survivor's death from cancer. If any other cancer, skin cancer, thyroid cancer, died of colon mucosa naeam, non-invasive bladder cancer is a family living in a total of 60 million won per month will be paid one million won five years.

In addition, breast cancer, uterine cancer, prostate cancer, and other guarantees for skin cancer, thyroid cancer, colon mucosa naeam, non-invasive bladder cancer are guaranteed one million won, depending on the type of cancer with a "positive cancer diagnosis riders' up to 800 million yuan.

It also pays a new cancer or metastasis at diagnosis, such as cancer recurrence sized Danam the 10 million won that occur after the first two from the BC Cancer Diagnosis Through scheduling verifications, riders continue to get cancer. '

In addition to cancer, or if the sum disability payment rate is more than 50% of the premiums paid are exempt, can be ensured through updated every 15 years up to 100 years old.

Shinhan Life Insurance Product Development Team said, "is after cancer effects of development and early detection of medical technology with an increase in cancer incidence diagnosis increases also survival," he said " 'Shinhan received another recipient lives biam insurance" is to prepare everything can help with a variety of configurations it reported that total cancer care insurance and guarantee survival after cancer support enhanced living. "



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AIA Life achieved last year, an unprecedented growth in earnings momentum

[Korea gimmingyeong financial newspaper reporter] AIA Group Board of Directors of the parent company AIA Group Limited announced that Korea points to achieve excellent performance once again in fiscal year 2016, ended November 30, 2016, date of the year.

The main results of the AIA Group as a fixed exchange rate is as follows:

Excellent performance achieved in new business value (VONB)

• New business value (VONB) has recorded a 28% increase in US $ 2.75 billion

• annualized initial premium (ANP) is a 31% increase in recorded US $ 5.123 billion

• New business value (VONB) record margin 52.8%

Robust operating profit

• IFRS operating profit after-tax basis (OPAT) recorded a 15% increase from US $ 3.981 billion

• IFRS operating profit per share based on a 15% increase from 33.25 cents US History

• embedded value (EV: Embedded Value) operating profit increased 19% recorded US $ 5.887 billion

• embedded value operating margin recorded 15.4%

Strong cash flow and achieving capital adequacy

• The potential earnings are 11 percent recorded US $ 4.024 billion

• retained earnings recorded US $ 9.8 billion

• Capital intrinsic value (EV Equity) was US $ 43.7 billion, embedded value (EV) is a record US $ 42.1 billion increased 12%

• Net remittances are recorded US $ 2.0 billion

• Hong Kong Insurance Companies Ordinance (HKICO) based, solvency ratio was 404% record

The final dividend achieve significant growth

• 25% increase in the final dividend per share to 63.75 Hong Kong cents recommendations

• The total dividend 23 percent to 85.65 HK cents per share recorded

Mark Tucker (Mark Tucker) AIA Group performance-related comments of President and CEO:

"AIA is also achieved an excellent performance once again in 2016. It showed a strong performance and increased breakthrough record operating profit growth was maintained even in retained earnings, etc., shareholder dividends. Today the key improvements of 28% of new business value of the earnings the previous year compared to solid profitability is AIA Asia  strong fundamentals and fragmented and resilient business model and build a good sustainable business in the long-term achievements in Pacific Market the business activities are facets efforts to fruition.

Group Board of Directors has recommended a 25 percent increase year-on-year to 63.75 HK cents final dividend. Dividend increase is made possible by confidence in the future prospects of the excellent financial performance and AIA Group has shown over the last year.

Map AIA started the business in Asian markets slip has reached 100 years. A dramatic change in population structure and dynamic economy in Asia is unprecedented and unparalleled business opportunities whilst providing the life insurance industry. AIA believes that the favorable notice that thanks to robust sales channels, brand reputation, financial strength, excellent human resources to lead the Asian market.

AIA has already started business with a remarkable growth of the first two months of fiscal year 2017. AIA will gain a strong competitive advantage in the marketplace by offering a clear future strategic priorities, superior products and services, and actively help customers achieve long-term financial goals. Through AIA will be able together to keeping the growth with profitability, of course, expanding the long-term interests of shareholders and customers longer, healthier, better future, better designed to live a better life. "



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Hanwha life, far from the only way to go negative margin risk mitigation expectations - Shinhan geumtu

It was [Korea goyounghun financial newspaper reporter] Shinhan Investment far only way to go for 24 days Hanwha Life negative margin is expected doendamyeo risk mitigation target price of short-term BUY recommendation is to keep 7300 won.

4Q11 Earnings Hanwha individual life lasted a deficit pretax profit -403 million. Net income was also lower than both our estimate and the consensus -303 million.

Shinhan Investment hands unknown researcher "Suicide claims paid one-off costs of dwaeteumyeo additional variable insurance guarantee reserves that are commonly reflected in the end the industry annually earn reflects 178 billion won bonus payment of about 350 billion and approximately 20 billion won was also there," said "Last year 10 risk of negative margin thanks to a life insurance company to a global rebound since March has entered the interest rate easing trend, "said diagnosis.

If interest rates are kept at the current level it is expected later this year will reduce variable insurance guarantee reserves earn additional burden.

Was hand-researcher "negative margin risks of October last year after thanks to global interest rates rebound life insurer has entered the easing trend" and "solvency ratio (RBC) regime headwinds last year, the third quarter of 289.8% of the enhanced interest rates and a rebound RBC He explained that the review of the rate hybrid capital securities of the scale corresponding to 500 billion won to 200.4 percent plunge into the end of the year. "

He continued to consider including "The recent trend increases the possibility the United States in March rate hike are mitigated negative margin risk as interest rates rebound is positive," said "negative spread burden is still serious, but two shareholder stake possibility of a Deposit Insurance Corporation were reiterate, "he said.



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Sigh turned sinchangjae Kyobo Life President ... Samsung, Hanwha life difficult for reappointment

[Korea gimmingyeong financial newspaper reporter] Financial Supervisory Service issued a warning about the censure of President chanamgyu 23 days of the sanctions Committee Kim, Chang - Su Samsung Life Insurance to commit suicide does not pay on time and in agreement with the president of Hanwha life. Finance company CEO received a warning censure is impossible to fill the remaining term of office after two terms.

Simwi the first few hours ahead of the announced paid in full the accrued suicide sinchangjae chairman of Kyobo Life Insurance has issued a warning liberal measures for the gyeongjinggye.

FSS is discussed at the end of the day more than 8 hours Samsung, Hanwha, Kyobo voted for sanctions on such life-CEO of three. Warning Warning liberal censure and a decision is likely to change because jinungseop confirmed by the Financial Supervisory Service jeongyeol is less that the industry is still believed.

FSS so that you can also sell products guaranteed to ensure the disaster killed these three companies during 1-3 months suspension made some sales.

FSS for sanctions reasons if the insured committed suicide in the last 2 years later from liability date the Terms although described as being the Accidental Death Benefit Payments did not pay the insurance money intentionally, the insured beneficiary to disaster death benefit claim for insurance payments were also did not explain, "she explained reasons.

If Samsung Life Insurance and Hanwha boss Kim, Chang - Soo life chanamgyu censure of the president warning that confirmed their reappointment becomes impossible. Samsung Life is opening the same day, the Board determines the reappointment of President Kim, Chang - Soo, but the next term of office in accordance with the 'mouth' of the day, the FSS is made opaque.

The term of office of the president of Hanwha Life chanamgyu kkajida March next year. In the meantime, however, the financial company's CEO received a warning censure is reportedly less if I retreated to fill even the term.

Hastily given the 'risk owners' decision to commit suicide Kyobo Life insurance pays a mere gyeongjinggye. Insurance industry officials have predicted that "would have influenced the decision to lower the water level to sanction suicides insurance payment day for the reappointment of the chairman sinchangjae owner managers. Kyobo Life sinchangjae not be re-elected as president if the owner CEO who served almost 20 years has gotta expected to be a major blow to management stability.

Samsung Life Insurance and Hanwha life insurance suicide over the statute of limitations according to the Supreme Court, which has reportedly taken a position that you do not have to pay. The industry also expects these insurers to review such complaints.



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NH "Go find insurance asleep" Agricultural Life

[Korea gimmingyeong financial newspaper reporter] NH Agricultural life for the protection of the rights of policyholders to conduct a "customer property find the campaign period. "Customers find property cycle campaign is a campaign to encourage the payment notices and information to customers who apply for and hold the Sleep misuryeong insurance and pensions.

Sleep insurance is that the insurance contract after the expiration or effective (termination) of the statute of limitations under the insurance contract has been completed with the relevant law refers to the Unclaimed refunds or insurance, annuities misuryeong means the pension is not received after the commencement of the pension.

Applications are available through the website, phone or visit.

NH Agricultural life is going to give to find the dormant insurance and customer assets asleep in a variety of ways misuryeong △ invitations sent to pension customer retention △ telephone directory △ customer transactions during guidance system utilizing △ small dormant insurance auto payments, etc. positively.



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"China's blood transfusion 'doorstep insurance ... Allianz Life Chinese greeting Dagger Sudan

[Korea gimmingyeong financial newspaper reporter] Most of the registered office of Allianz Life Insurance acquired the Chinese master bedroom was replaced with a Chinese greeting. The master bedroom and ahead of Tong Yang Life Insurance in a similar move to the spiral 'Chinese blood transfusion.

In 23 days the insurance industry showed that the newly elected officers registered Chinese Allianz Life won a majority in the Council, except for the Executive Committee Subcommittee. The subcommittee consists of three people, two people consists in the registration of Chinese executives gotta let people be less than a majority voting against the rest of the event became a de facto Shem 'monopoly'.

Council officers are placed under the umbrella of the Nominating Committee and the Audit Committee, Remuneration Committee, Risk Management Committee, the highest decision-making bodies such as the Executive Committee of Allianz Life.

Such move is seen as part of the blood transfusion China 'doorstep in Tong Yang Life Insurance boyeoon last year. Insurance industry officials have predicted that "will be reorganized to rapidly advance to the master bedroom also group of companies Allianz Life, as did East life.

Master bedroom has shuffled the executive insurance personnel to replace eight of nine people registered office immediately after the acquisition of Tong Yang Life Insurance in 2015. Even a year later that five of the nine people mideunggi officer for two months was replaced by the Chinese.

Industry insiders said, "other foreign insurers only cease to dominate the executive board certified master bedroom including insurance of a person seated in relation to China, nearly half mideunggi officers also take on the practice.



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Samsung Life Insurance, Financial Supervisory Service 'cold' embarrassment to the announced re-elected President Kim, Chang - Soo

[Korea gimmingyeong financial newspaper reporter] 23 days in sanctions Committee of the Financial Supervisory Service (FSS) was voted the warning censure of President Kim, Chang - Su Samsung Life Insurance. Samsung Life Insurance is only 9 hours after opening the board of directors announced 'president reappointed.

Samsung Life will open the morning said that the resolution the Council 23 days to raise the shareholders' meeting agenda to be reelected president next month that Kim, Chang - Soo.

President Kim, Chang - Su January dwaeteuna was a three-year term exit without saying jimyeonseo delayed Samsung Group personnel involved in the pledge choesunsil gate jikideon place until the next shareholders' meeting status.

If the warning is confirmed reappointed censure of President Kim, Chang - Soo is expected to be virtually impossible. When you receive the warning censure of course, because they can not be re-elected for the next three years, financial executives.

Unlike some censure sales suspension will require approval of the finance committee warnings that are likely to be confirmed by the Financial Supervisory Service gotta jeongyeol The decision is a significant change industry is predicted.

Samsung Life has not conceal his embarrassment.

Samsung Life official said, "The decision was unexpected jungjinggye came even tried yesterday to resolve a gentle 'he said.

About the president re-elected Kim, Chang - Su Gun released the same day, said, "The Board opened the day was a planned schedule in place from the beginning of the year shareholders' meeting next month to determine the agenda took place the same day as the inevitable simwi of the FSS jimyeonseo keep putting off.

If Samsung Life jeongyeol falls jinungseop of the Financial Supervisory Service for censure warning against former President Kim, Chang - Soo shareholders' meeting scheduled for that day will be 24 next month, now we have to find a successor to President Kim.

Samsung Life is the position because not announced a definitive disciplinary level from financial authorities sets out to deal with future decisions when the final proposal.

However, these procedures are in fact expected to take considerable time.

The decision to suspend some operations on a day with jesim is confirmed by the decision of the Finance Committee. However, this financial crisis is said about "nothing yet received any proposal from the FSS also passed.



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Samsung Life, which select the remaining Kim, Chang - Soo, president reappointed

[Korea gimmingyeong financial newspaper reporters] to determine the look and feel of Samsung Life Kim, Chang - Soo, president re-elected, but it took a censure of the brake warning FSS decision. The next 30 days, is expected to also vary depending on the pace of President Kim, Chang - Soo sanctions determined speed of the Finance Committee.

President Kim, Chang - Su Samsung Life Insurance was voted the Board of Directors re-elected in 23 days. As a result, Kim was re-elected issues put in front of a shareholders' meeting next month 24 day pass.

But the same day, the FSS sanctioned open the Committee for unpaid claims by three suicide, and lower the warning censure Kim, Chang - Su Samsung Life represents the future became uncertain. When you receive the warning censure of course, because they can not be re-elected for the next three years, financial executives.

Especially warning to censure does that matter as determined by the Financial Supervisory Service jeongyeol possibility that the decisions of this change is greater simwi industry is looking ahead.

But the day the decision to suspend some insurance sales should go through with the decision gotta referred to the Finance Committee. Therefore, talking about suicide claims that this decision FSS sanctioned four outstanding proposal in order to have legal effect requires confirmation of the Finance Committee.

Typically Sanctions Committee shall transmit the results over the eyes of the financial measures made through the Financial Supervisory Director. The FSC will send a final report to the uigyeolseo the FSS After reviewing the agenda subcommittee held twice a month.

President Kim, Chang - Su Samsung Life Insurance was jikideon place in January, the end of the term of Samsung Group personnel involved in the jimyeonseo postponed until the next shareholders' meeting choesunsil exit gate dwaeteuna state.

When the uigyeolseo of the FSS former Samsung Life to be confirmed through the financial crisis Shareholders' Meeting re-elected President Kim, Chang - Soo opens the iman has passed two terms it seems to have no problem. If one of the FSS censure warning after his inauguration because it limits the reappointment point in time it can be guaranteed that term.

However, the FSC confirmed the jejaean in a month, Samsung Life is expected to find the right successor to President Kim, Chang - Soo. Of course, even if you have high strength for sanctions FSS Samsung Life through litigation that the injunction application to the court remains a way to seek a second term of President Kim.

However, it has gotta look the way that insurance companies are replaced by the FSB and the front euroseon Samsung Life Insurance is expected to be a significant burden.

Have been in the end was coming up in a month, the head of Samsung Life Insurance.



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NH Agricultural Life, affiliated with GA 'sales degree' resolution

It was [Korea gimmingyeong financial newspaper reporter] NH cooperatives decided to major life 21 days GA (insurance agents) with whom the consignment sale of insurance products in partnership headquartered in Seoul Seodaemun representatives of 12 companies and the 'degree of Operations practice.

The event has had written resolutions that promised the gimgiju NH Agricultural Life product sales vice president and above Holdings, Seoul, corporate financial planning centers, 12 GA representatives are fully sold for recruitment in order to establish and policyholder interests protected by the extent Sales attend .

Also sharing the incomplete sales practices for fair trade culture, and had time to walk you through the illegal sales practices that may occur at the site.

Gimgiju NH Agricultural Life, vice president of insurance sales via the GA as a whole. "The insurance industry is incomplete sales ratio is high," said "compared to other channels, but go the effort and we of this resolution top of each other top of each other stacked obviously a fair trade culture to make deeper roots believe, "he said.



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