Tongyang securities, distribution centers open PIB memorial lecture for mother and child

[Korea financial newspaper goyounghun News] tongyang securities distribution PIB Center held a specialist lectures on child education, real estate prospects, promising stocks from the point located near the Banpo-object apartment three times on March 8, 15, 22 days do.

The lecture will be conducted by experts in each special lecture titled exotic 'How did Mom "to celebrate the opening point.

The first lecture comes to progress on 8:30 am at 10 is 'our children sex education, how do we start?' Kyunghee Lee and the Parent Education senior lecturer lecture 'blue clamoring for guseongae' titled. There followed 15 days 10:30 a.m. goes' apartment, will officially break the Gangnam is invincible? "Take a baeyoungjun tongyang securities on the topic of real estate consultants.

Finally, give your child is bitten by a good stock? 'Choehyeonjae time oil information center hits Securities Global Investment chapters like me 22 days to the contents of lectures.

Tongyang securities gwondonghun promulgated PIB center section saying "Silk investors as well as mothers are worried reporter digits prepared as for always wonder our house and our kids problems," "to love their children, who are looking for opportunities and ways of asset growth everyone is encouraged to attend haebogil, "he said.

Interested investors may have to apply first-come, first-served basis, no fee will attendees who presents a souvenir. Applications and further details will contact you to tongyang securities PIB distribution center.



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The Shilla Jeju, family 'Love Package' launch customer for

[Korea gimeunji financial newspaper reporter] The Shilla Jeju has launched a package of familial 'I Love Packages'. I Love package with breakfast for 2 adults is and children 1, Terrace Room per night for two with children family-friendly favorite, once kids programs, two single, one floating pillow sauna, beach 101 It was composed of benefits.

3 also conduct various events for the month to hotel guests. First, two-night stay at the poolside bar with homemade beef burgers and potato Consecutive event once a 3 night stay at the poolside bar is provided homemade beef burgers and potato once, in-room mini-bar free offer once.

In addition to discounts on the official website Packages 1 night 3:00 booking online through a crowded benefit also underway.

Offers rooms with a terrace lies the pebble bed rooms in "I Love Packages' to be used for children to safely rest our customers and provide a range of benefits depending on the child's age.

Infants and Toddlers (36 months to 5 years old) accompanied Customers fun and the RL Home Camp program once experience that you can learn a variety of play, children (6 years old to 12 years old) accompanied by customers kid chef with kids Ireland camp, kids' cabins, including children Kids can choose to have the program once to develop the senses.

In addition, parents can have a relaxing leisure time because of professional staff (GAO) cycle safely care for children with a variety of indoor and outdoor experiential programs.

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Pouring cut card fees for early presidential political commitment

[Korea before lower cervical financial newspaper reporters] are pouring out the impeachment lay leaving only the final sentence of the early presidential elections scheduled to be getting closer, credit card merchant fee reduction commitments as citizens in the policy as part of each party. Thus, in the card industry it is concerned this commitment will be realized.

According to the first day card industry, former Democratic representative, with Moon Jae he has pledged to drastically cut last February 23 card fee to protect small business owners and self-employed part.

Jeondaepyo statement said it will cut card fees and commissions applying preferential treatment in the payment sector pharmacies, convenience stores, bakeries, etc. songgae. With 300 million won a small merchant basis from 2 billion yuan, small and medium expanding the franchise from 300 million won to 500 million won and annual sales 500 million won less preferential fee is a commitment on the part of the representative's statement before commitment lowered gradually from 1.3% to 1% is applied to medium-sized merchants to be.

Free hangukdang earlier also announced he would push for more cuts are self-employed credit card merchant fees.

Inmyeongjin free hangukdang emergency Chairman briefed the small business industry last February 16 Yeouido-site meetings resulted in the company.

Chairman of enlargement and said it would review additional cuts even lower commission rate of 300,000 cards online retailers a merchant fee of 3 billion won general ~ 5 billion won annual sales. The current cards online retailer commission is around 3.5%.

If a card is added to the fees in the industry inhadoel, it has attracted wear hard make a profit. Especially merchant fee cuts last card industry prices were falling profits.

According to last year results presentation card companies, our cards, KB Kookmin Card YoY net income were 6.4% and 10.7% decrease, respectively.

Shinhan Card and Samsung Card, one card last year, net profit is only 3% more than in 2015, 4.6%, 647% increase eoteuna would offset the costs, fees, cuts in card loans increased, such as real profit cuts dropped the crab industry the assessments.

In fact, Shinhan Card card loans last year, billings increased 11.1% to 8 trillion won the previous year. Samsung Card has generated profits shiny PG olaet four stakes. One card is an analysis that does not reflect the cost of integration and foreign currency card from a low base effect occurs.

Card Industry insiders' profits last year, the credit card companies are difficult to see that there is no fee cuts to benefits in accordance with shiny effect, "he said.

The industry says that if the fee is rather inhadoel card issuers can lead to a direction such as to reduce customer benefits.

Industry insiders' fees if the card issuer inhadoel have no choice but to reduce benefits in cost savings dimensional 'said' merchants must check the effectiveness of the practical benefits also spins "he said.



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President Kim Joon SK Innovation, innovation, ambition orders for new employees

[Korea financial newspaper stand hyomun News] Kim Joon SK Innovation's Executive Vice President and "La dreamed of a chief executive" for new recruits ordered ambition for innovation.

Kim, president of SK Innovation held April 28, he said the family of new employees in "interaction with the CEO 'as is met. In the ceremony held at the gwangjang-dong, Seoul Walkerhill was also present executives, including the president gimhyeonggeon SK Global Chemical, SK Lubricants jidongseop president and so on.

New employee introductory training for new employees at the closing ceremony event have announced about like "Suggestions for customer value enhancement" project, "10 years after the growth strategy of SK Innovation 'and prepared the last two months, and borrowed the format of" growing talk of' 1 freedom of inquiry and of the time ∙ executives chatted about the response time. In particular, before proceeding with the preparation for new employees and leading to the appearance as it was siljeonhyeong talent.

Kim said "Innovation begins in fresh water," said he said, "it differs to drive innovation for growth worth 30 trillion over the company achieved".

He added, "Change begins in newness is the enjoy the changing innovation," said "and constantly questions without fear, when accumulated experience that have exceeded the limits growth will break the new approach and the boundary conditions (Boundary Condition) Eventually added that the first button "habit to innovation.





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Samsung F & M, focusing guaranteed three diseases, easygoing three 'release for

[Korea gimmingyeong financial newspaper News] Samsung Fire & Marine Insurance is focused on the three new products to ensure that the disease "Pacific three" release, a full-fledged sales deuleogandago announced two days.

"Pacific three" dangerous step to guarantee the country a ranking cause of death 1,2,3 brain cancer ∙ ∙ diagnosis of cardiovascular disease, cure, disability, and death.

First, we established the 'acute ischemic jindanbi "Meanwhile, most customers were many requests guarantees up to 2000 yuan. It can minimize the accession encephalopathy guarantee space along with the existing "brain hemorrhage jindanbi 'equity is efficient.

They were also less worried about recurrence, while the second paid jindanbi during acute myocardial infarction and cerebral hemorrhage second diagnosis. However, the pass is one year from the first diagnostic scheduling verifications.

Ten major cancer treatment secured and jindanbi "was also established. To ensure new existing esophageal cancer, pancreatic cancer, brain cancer, ppyeoam, liver cancer high on five of leukemia, lung cancer, gallbladder cancer, bile duct cancer, a major cancer jindanbi '10 "mortgage add up to 100 million during the major cancer organizations diagnosed with cancer It can be.

In addition to a separate payment for the '10 major cancer chemotherapy drugs ∙ radiation treatment, the treatment also saves costs.

3 is also paid to the fault diagnosis when the disease five years living money each month to help stabilize life. Due to the three diseases receives a brain lesion, heart failure, etc. ∙ Languages ​​1-3 grade set out in the disability determination can take advantage of Monthly Living with Disabilities Act funding for 5 years and payments, ganbyeongbi.

In addition, exemptions from cancer, stroke, acute myocardial infarction diagnosed after payment insurance can alleviate the economic burden.

Joseongjun Samsung Fire & long-term product development pateujang is' easygoing three 'is three diseases can be ensured for the (cancer, cerebrovascular disease, heart disease) as well as prepare to medical expenses, disability diagnosed after' said Samsung fire continued for product innovation It said it would be rewarded with the customer's choice.



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Manufacturing exports affected sentiment improved for two months

[Korea Jeongseon financial newspaper reporters - a sentiment in the manufacturing export sector showed a strong sequential improvement this year.

The Bank of Korea February Manufacturing industry enterprise survey index (BSI) is one point olratdago than January 76 announced the 28th. BSI's manufacturing industry is coming up this year from January 75 72 December last year, was raised two months of the year.

Also in March of manufacturers market outlook BSI is 5 points or higher than the February forecast 76 to 81 counted in January.

BSI is the meaning of this company look good if the companies feel the economic indicators showing the economic situation as a baseline 100 or more wise than it did now.

Two months dwaetgo survey conducted in the last 14 to 21 3313 2884 Nationwide Corporate (manufacturing 1754, 1130 Non-manufacturing) vendors have responded.

Although still early side has assured. BSI is because of the manufacturing industry and 80 below the long term average (12 December 1 January 2003 ~2016).

2 This month the market was significantly BSI large manufacturing and exporting company. Rose one point to 83 large companies, export companies showed the highest level in three years and four months after 2 March 2013, point 10 (86) climbing to 82.

SMEs (66) and domestic companies (72) last month and had no change.

By industry, electronics and video communications equipment rose three points to 85. On the other hand, car 79 and the first metal 82 is dropped each three points, by four points.

Manufacturers are most widely cited sluggish domestic demand (23.6%) and information management difficulties.

BSI's non-manufacturing industry in February fell by 1 point to 73, including the service sector.

Economic Sentiment Index (ESI) composite index of consumer trends (CSI) to the BSI rose 1.9 points from 95.6 in January.

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Credit Finance Training Institute, financial institutions loans for new employees skills development training

[Korea before lower cervical financial newspaper reporter] The Credit Finance Credit Finance Association Education Institute conducted a new employee skills development training goddess financial institutions.

Credit Finance Training Institute that carried out the March 8 from 3 days Credit Finance Ltd. The new recruits so that you can easily adapt to work up to 10 days' credit financial institutions develop skills training for new employees, announced the 28th.

The training is △ financial understanding of the industry (domestic and international financial and economic trends, loan financing of the Industry) △ loan finance-related key legal △ reporting techniques △ understanding of the financial statements △ effective organizational life (communication skills, business etiquette, communication skills) with themes such as association composed of professionals and instructors in the industry.

How to apply the Credit Finance Association member companies to apply directly through the Association website login, you can apply to the case of bihoewonsa March by email or fax inquiries through education application two days.

Yigiyeon Credit Finance Education Institute Director through "this training students will increase the basic knowledge and Credit Finance related to acquiring the practical and regulatory knowledge, and cultivate a variety of skills for effective organizational life incident early organizational adaptability of the financial markets it is expected that, "said" the Institute said future plans to expand the variety of job-specific training ‧ ‧-tier training program for outstanding loans of the banking industry talent. "



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Non-banking channels face competition for survival

[Korea goyounghun financial newspaper, is a choice, I lower cervical, gimmingyeong News] first non-banking sector facing the end of the year before due to a pin-tech advanced technology, the introduction has been a lot of changes in financial sales strategy. It started the non-face-to-face banking account first place, but hubalju design brokerages have showed an increase four times Spreading the bank actively marketing. The introduction of non-face-to-face became a financial point of each ticket is a little beyond one year is showcasing the colorful technology in the fierce competition.

According to the Korea Institute of Finance said that each financial 27, expected to handle a variety of products that seek the synergy of internet banking professional one-stop shopping type. Commercial banks are also showing a rapid movement to changes in the environment. KEB, Hana Bank launched its interactive financial year 'Text Banking (TEXT Banking)'. Register an account with Mobile Banking is 'wonkyu Bank (1Q bank)' app (App), and it is possible to balance inquiry and transfer logins, certificates, without security media.

IBK Industrial Bank introduced a 'poof service' easy transfer using pin numbers last year. Mobile banking is 'ahyiwon (i-ONE) Bank' using readily available and automation equipment in a mobile phone or account number (ATM) are also able to send money.

Shinhan Bank also 'Em - Polio (M-Folio)' utilizing robotic advisor recommended portfolio has floated in the seungbusu.

The NH Agricultural Bank of renewal of the Front 'olwon bank (All One Bank)' financial holding the first joint mobile platform this year. When you log in to the bank olwon banking products you can of course use the NH cooperatives affiliated financial products and services.

Non-face-to-face account was also trending securities. Daewoo Mirae provides an unprecedented nine years as major builders event Fee Free. Daewoo Mirae Asset has opened two accounts 128 000 by the end of last year. If the customer is established through direct equity transaction fee plus a new coming up in 2025 are all free. Samsung Securities had a pre-existing non-face-to-face strategy to strengthen and differentiate the smart content and Global ETF. This year, the non-face-to-face account just gotta strategy to combine technology and combines the pin-tech biometric information such as iris Furthermore, fingerprint benefit from such fees is becoming more intense.

KB Securities will not receive commission for five years when the stock trades with non-face-to-face customer account opening online media. The customer trading more than 1 million won per month for up to ₩ 240,000 smartphones support payments. Non-insurance industry is facing channels 'crowd-insurance' services are topics that consumers can be ensured through a variety of cheaper and joint purchasing. If the platform through a crowd formed a large number of people want the group to ensure that the same risks and supplier inbound reason to negotiate with insurance premiums and guarantee Based on this information, it provides favorable conditions for consumers. A kind of insurance "joint purchase" approach in terms of purchasing power on the basis of population, especially the reasonably possible point features personalized service than improving the opacity of the intermediate sales channels and complex information. The liner Life has launched a 'chaetbot (Chatbot)' insurance-related business consulting service that over the last year, the industry's first Kakao Talk chat. Customers can get the product descriptions, FAQs, product information, including subscription information after selecting a keyword into the chat room, KakaoTalk category.

The credit card company also embarked on expanding outer 'non-face-to-face platform. Form out of the 'first generation' approach was pursued with existing simple settlement only provides a variety of services and credit card companies have evolved into non-face-to-face platform. Jimyeonseo possible by the Internet to recruit only the cards online can also basing basing only available online card application.

For non-face-to-face credit card companies are promoting digitization carried out a reorganization. Flexible thinking is dramatically remind idea naondaneun services. Starting with the last living O2O service card companies are also introducing service delivery platform. Shinhan Card has developed the 'FAN Pei bots' that analyzes the customer's personalized consumption. But regardless of the product's sales page is a bot board and expand marketing channels. Addition, credit card companies are also associated with the platform upgrades, augmented reality services.



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Vice gimnamgu "aging society TDF, differentiated for Korean response"

Release the [financial newspaper goyounghun Korea News] Korea Investment Trust Management de target date funds (TDF) and Chu Shi Biao threw a retirement asset market. Samsung Asset Management in April last year the United States released with TDF Capital Group AUM has exceeded 70 billion won in about 10 months. For hubalju design Korea Investment Trust Management is assigned the Korean qualifier on TDF increase the equity weighting kkoehanda a differentiation strategy.

Gimnamgu Korea Investment Holdings Vice "Aging is not easy to prepare the individual to the social problems," he "was preparing to launch a long-TDF in Retiro Price (T.RowePrice) and Korea Investment Trust Management for this purpose," he said .

Gimnamgu Vice President at Seoul Plaza Hotel 27 days held by the greeting from the Korea Investment TDF care fund series launch seminar "changed to Please Look well ahead to point out insufficient" and "Korean is working to take care of jalhaejuneun TDF be befitting to name It will "he said.

Korea Investment Trust Management has 27 days and released seven TDF tee Price and Kim, vice president of product Up to 1 arc revealed this product and affection. Tyre Price is one of the top three managers TDF markets.

Following a representative Peter Austin tee Price is "TDF made in the US market, other than in the last year of the end of Asset Management and $ 189 billion US This is the first time," said "established an important strategy throughout the Korea Investment Trust Management and months has it effectively optimize could be achieved, "he said.

Jerome Clark tee price management manager "Tyre Price is active, there are analysts at more than 250 around the world as a specialized organization to operate" and "primary goods to market in 2002 particularly high utilization of fewer workers age," he said.

He explained that "it is expected that future life expectancy is 90 years old and gantry design is also important, adding qualitative information as well as information Quantitative Management at Management Committee".

Following adding that important strategic asset allocation bonds for equity weighting is determined by discussions with Korea Investment Banking side, and reviewed a number of different specific gravity, but large differences with the US market will not. "

To this end, check the focus of investment risk ratio path (Glide Path) consider the market risk, inflation risk, longevity risk, including a commitment carefully position distribution. Raise the income replacement rate for profitability, and plans to domestic investment and foreign investment is directed to the Global Fund possible. The TDF product is invested in stocks and bonds in Korea.

Ryubeomjun Investment Solutions Headquarters Division emphasized that "to reflect its investment preferences of investors phenomenon Korea to incorporate the Korea Asset nagagetda Korean TDF create a true".



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Dongbu Securities Co., opened pursue ELS 4.5% for up to three days, including two kinds of conspiracy

[Korea financial newspaper goyounghun News] Dongbu Securities is coming equity-linked securities (ELS), including a total of 2 species, 1 species and equity-linked derivatives of the KOSPI200 index as underlying assets combined four (ELB) that KOSPI200 leverage indices as underlying assets for up to three days It said that 27 days to sell the product.

That KOSPI200 leverage indices as underlying assets "East Happy plus equity-linked securities (ELS) Article 1819 times' three-year product with a four month period early repayment valuation and due early repayment of the basis of the valuation valuation price and expiration the evaluation price of 88% of the initial reference price (4 months), 85% (8 months), 82% (12, 16, 20 and 24 months), 77% (28, 32 months) or more if the principal and annual 4.50% this revenue is paid.

The rate of return on capital and 13.50% (4.50% a year) will be paid if the expiry reviews on the expiry of not less than 65% of the initial valuation based on price. However, the expiry reviews could see the loss of principal in accordance with the decline of less than 65% based upon the initial reference price of the assets.

'' Eastern Safe agent 432 times equity-linked derivative-linked bonds (ELB) '' to the KOSPI200 index as underlying assets can pay at least 102.00% of the principal revenues even during fall as well as rise of the underlying asset to maturity 1.5 years Products call out a camel (Knock-out call) products designed to help. And if the closing price of the underlying asset, index KOSPI200 during the review period increased by more than 118% of the initial reference price ever paid of 2.00% and 102.00% of the principal payments due, even if the price is less than 100% rating.

Also, have never risen to the underlying assets exceeds 118% of the initial reference price during the review period, when maturity rating the price of the underlying asset is in a less than 100% exceeded 118% of the initial reference price, commodity payments as its yield to maturity the maximum possible return of 5.60%.



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KB Kookmin Bank, for two consecutive years 1 1 Company financial education training institutions Award for Excellence

[Korea sinyuncheol financial newspaper reporter] KB Kookmin Bank (Bank yunjonggyu) is 27, the Financial Supervisory Service hosted "2016 One Company, One School Financial Education Best Practices" award for two consecutive years in the financial institution on Education Excellence Award has said.

One company, one school financial education ties with one of 'national experience 20 financial practices reforms, one of, the growing children and youth across the country financial institutions for culture rational consumption habits of the nearby ultra · High school that promoted the Financial Supervisory Service (FSS) the program is conducted through a variety of financial education.

KB Kookmin Bank conducted a high-quality financial education for the year 45 850 young people. And the national level and 557 schools and 446 branch support financial education to twinning, training and the economy is expected to expand to visit a variety of career experience program targeted at four 1 one school year, school twinning





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Sigh turned sinchangjae Kyobo Life President ... Samsung, Hanwha life difficult for reappointment

[Korea gimmingyeong financial newspaper reporter] Financial Supervisory Service issued a warning about the censure of President chanamgyu 23 days of the sanctions Committee Kim, Chang - Su Samsung Life Insurance to commit suicide does not pay on time and in agreement with the president of Hanwha life. Finance company CEO received a warning censure is impossible to fill the remaining term of office after two terms.

Simwi the first few hours ahead of the announced paid in full the accrued suicide sinchangjae chairman of Kyobo Life Insurance has issued a warning liberal measures for the gyeongjinggye.

FSS is discussed at the end of the day more than 8 hours Samsung, Hanwha, Kyobo voted for sanctions on such life-CEO of three. Warning Warning liberal censure and a decision is likely to change because jinungseop confirmed by the Financial Supervisory Service jeongyeol is less that the industry is still believed.

FSS so that you can also sell products guaranteed to ensure the disaster killed these three companies during 1-3 months suspension made some sales.

FSS for sanctions reasons if the insured committed suicide in the last 2 years later from liability date the Terms although described as being the Accidental Death Benefit Payments did not pay the insurance money intentionally, the insured beneficiary to disaster death benefit claim for insurance payments were also did not explain, "she explained reasons.

If Samsung Life Insurance and Hanwha boss Kim, Chang - Soo life chanamgyu censure of the president warning that confirmed their reappointment becomes impossible. Samsung Life is opening the same day, the Board determines the reappointment of President Kim, Chang - Soo, but the next term of office in accordance with the 'mouth' of the day, the FSS is made opaque.

The term of office of the president of Hanwha Life chanamgyu kkajida March next year. In the meantime, however, the financial company's CEO received a warning censure is reportedly less if I retreated to fill even the term.

Hastily given the 'risk owners' decision to commit suicide Kyobo Life insurance pays a mere gyeongjinggye. Insurance industry officials have predicted that "would have influenced the decision to lower the water level to sanction suicides insurance payment day for the reappointment of the chairman sinchangjae owner managers. Kyobo Life sinchangjae not be re-elected as president if the owner CEO who served almost 20 years has gotta expected to be a major blow to management stability.

Samsung Life Insurance and Hanwha life insurance suicide over the statute of limitations according to the Supreme Court, which has reportedly taken a position that you do not have to pay. The industry also expects these insurers to review such complaints.



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