Flexible working arrangements, private banks do not cover national expansion

The flexible working arrangements that were expanded around the [financial newspaper sinyuncheol Korea News] private banks will be expanded to a national bank. Flexible working hours and telecommuting refers to a selective agent such time that companies voluntarily adjusting the output to suit the circumstances of the given time off work, Exodus, time off work instead of individuals.

◇ Industrial Bank expand flexible working arrangements determined

Industrial Bank has been operating a pilot flexible working arrangements to small targets four division headquarters 30 people since last October. It began in earnest in March introduced to expand targets headquarters staff 2900 people, including the rush hour commute differential selective agent. There are now gimdojin Bank emphasized the appointed time, "Bank employees are happy, '' Banks want to work, this expansion flexible working arrangements are seen as the result reflects this trend.

The commute is a difference scheme for employees to choose the rush hour. 7:00 a.m. to determine the work time of 30 minutes between 10:00 am If you are between 30 minutes and eight hours a day is a day of working hours (excluding rest one hour).

In the field point is a situation that is already utilized by introducing the 'Select rush hour workweek. The target under the third grade staff based on the existing elementary school 1-3 grade children (under 9 years old) decided to expand the staff with children.

Choose one hours rush hour workweek is shorter than 8 hours of work time to the hours worked by existing institutions that leave work at 6 pm at 10am. The system for care staff to raise young children. Select rush hour workweek can be utilized as a month within a maximum of one year.

◇ banks, the faster settlement of

The introduction of the first commercial banks of flexible working hours is a place Shinhan Bank. Shinhan Bank has introduced a smart working hours (flexible working hours) consisting of zero point and full smart targeting employees working center work, telecommuting, self commute from July last year. At the time Park Geun-hye government also seemed high interest to the president by visiting the site, flexible working arrangements. 100,000 in November environment since last July showed the system utilization. Working conditions 3000 Smart Center, telecommuting has performed with increased utilization compared to the initial situation 400.

KB Kookmin Bank is April sikindaneun policy to enable the introduction of flexible working arrangements, such as two-shift working arrangements in accordance with the formal business expansion to night operations not targeting 7:00 pm 100 nationwide branches coming. Two-shift working hours are commuting to handle the staff of a half case analysis of the number of business transactions with customers visit per customer time low level of congestion in the morning time customer business and yangbunhwa business hours as the other half of the employees working in night hours you can adjust the working manner.

We also went to the bank to trial flexible working arrangements. Currently it operates a total of 82 affiliated dotted janggeup work less hours 10:00 - 11:00 self-selective agent that should be targeted to all employees at least twice a month obligations. Our banks are coming as early as April 28 after a trial operation to check the improvement of employees will be full implemented in the first half. KEB, Hana Bank is still open, review the introduction of flexible working arrangements are still pending specific period.

Citibank is being implemented flexible working arrangements since 2007. 220 people corresponding to 6% of all employees are currently taking advantage of flexible working arrangements.

◇ Side effects are a concern

Just as flexible working arrangements have spread rapidly than expected Some observers also send the eye of a concern. Problems with work space is currently being used by relatively few are utilized mainly in the head office branch personnel. Among employees deprivation problem in this regard it is also being considered. But ever-present transactions who wish to work while solving space problems, but the atmosphere is expected to continue to exist between the different regions use pattern staff discrimination.



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New World Duty Free busanjeom expansion, toktok effect before ... "57% revenue rise '

[Korea gimeunji financial newspaper News] New World Duty Free is offline busanjeom was based on 57% revenue growth in 11 months after a previous extension in March last year, Centum City Mall. Are believed shopping environment and accessibility, MD, infrastructure mad a big impact on sales as existing and differentiation.

New World Duty Free has a total area of ​​10,000 busanjeom to 1901㎡ (3600 square meters), it was about 27% wider than the existing store was located on Paradise Hotel. Of course, the store has widened gap between the store can be much more comfortable shopping. In addition, the station is directly connected to Metro Line 2 Centum City is convenient to use a group of tourists is good accessibility, to 3914 units equipped with large parking facilities.

New World Duty Free is busanjeom also features a diverse and differentiated MD. Equipped with luxury, jewelry, accessories, cosmetics and around 400 brands, and 80 new brands were first neighbor of Busan Duty Free.

Chloe this year, Zegna, etc. is expected to take further capture the attention of tourists to the various brands are expected to open further. In addition to the features that you can also enjoy shopping, gourmet infrastructure linked with the world's largest fashion and lifestyle mall Centum City Department Store Centum City Mall.

New World Duty Free busanjeom said, "As previously existing Paradise Hotel Centum City Mall gotta improve tourist accessibility Busan attractions and cruise tourism has increased the visitors greatly" and "especially domestic tourism show in Busan, including the International Film Festival" Busan " It was a lot higher up the boom Busan interest to foreign tourists, "he said.

Meanwhile, according to the announcement, Busan, Busan, locate the 2016 foreign tourists achieved the highest ever recorded increased 41.9% YoY to 2.966 million people.

This can be seen in figures over the total domestic foreign tourists by 30.3% yoy to score soared to visit Busan preferences of tourists compared to other regions. Among them, Chinese tourists recorded 94 million, showed a 70.1% increase compared to the previous year figures.

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O2O stand up to augmented reality ... Platform expansion card companies

[Korea before lower cervical financial newspaper reporter] went on to hold membership card companies have expanded outer 'non-face-to-face platform. In O2O simple life insurance services, and further appearances by car finance non-face-to-face that the wider range of services. And launch the app to take coupons as augmented reality game based on Pokemon and sensational that is popular in order to prevent customer churn.

Payment is easy to use growing trend. According to Shinhan Card, Shinhan Card in the amount of payments in the last year of its payment app FAN is 5.6 trillion won, 7.3 million people are members. KB Kookmin Card Payment App gotta 'K- motion, join members of the end of December last year, 5.78 million people and was used in recording the amount of 4.267 trillion won a year 2016.

Beyond the 'first generation' approach was simple pursuit of existing payment card companies have been in non-face-to-face is the only platform to evolve into a form that brings together a wide range of services.

Using a variety of non-face-to-face services and platforms is a strategy that (Lock'in) to derive its customer lock-in card payments.

◇ reorganization for non-face-to-face expanded and cultural innovation

For non-face-to-face credit card companies are promoting digitization carried out a reorganization. Flexible thinking is dramatically remind idea naondaneun services.

Shinhan Card has announced a 'start-up type tissue culture innovations. Deputy manager, such as grade-oriented corporate title is simplified to "Manager (Manager) 'and' Pro (Pro) 'instead of disappearing. Shinhan Card is called "future Shinhan Card DT (Digital Tranformation) sector is to be reorganized into a digital standalone company in-house rather than a simple division will be transformed into a national and international ICT companies with the same organizational culture, start-up type organization with the working environment." He said.

KB Kookmin Card has rebuilt the organization's incorporation of digital business units related to digital headquarters group. In this regard it had to change the existing pin-tech businesses in the digital business. Establish a company-wide digital strategy and marketing plans, as well as promote the digitization process of systematically and effectively.

I've created a dedicated team within the Digital Marketing platform services for competitive advantage. Customer-friendly default for new digital channels, digital channels implemented by non-face-to-face oversees the recruitment, including through the channel.

◇ platform upgrades, augmented reality service launched

Credit card companies are basing app service that benefits beyond a simple card.

One card naenwatda the 'one 1Q pay' (hereinafter '1Q page') to see all the easy payment and point queries, transactions. '1Q page' is a simple existing mobile payment app 'Moby and pay with one card using the app alerts "box Moby' one card integration platform to integrate new releases.

1Q page 'get another' is a 'lottery' of one card. If the application provides a single number, like lotto money to the winners from such as 15 and so on. 1Q page Alliance members' 1Q PASS 'invitation is only for the necessary O2O services to customers based on big data, and can be easily payment by .'1Q PASS' In the 11th arrondissement, Wemakeprice (shopping), parking Night and service-oriented Everyday tips such as (Parking). There is also introducing a service that combines game principles and benefits. The '1Q page "can be used" one money GO' services. "One Money GO 'service is a service using the principle of augmented reality to get the benefits of real-time financial services and other affiliates of Bank KEB one person in the vicinity.

One card was equipped with a coupon service that returns money to the card issuance Annual fee for this service up to 3 million. Hyundai Card has introduced the 'Hyundai Card Joker (JOKER)' using augmented reality principle. Hyundai Card is a joker app to catch Pokemon and coupons related to merchant like.

KB Kookmin Card has expanded the offline uses. Last year signed a strategic alliance with Samsung Electronics launched the "App touch card payment" service apply the magnetic secure transmission (magnetic Secure Transmission, MST) technology, the industry's first app pages Samsung Card in September last year.

◇ car sales channel from personal consumption analysis

O2O services to the credit card companies have started introducing a range of platform services.

Shinhan Card has developed the 'FAN Pei bots' that analyzes the customer's personalized consumption. It seems that regardless of the product's sales page edition bots can be expanded as a marketing channel is the entry Shinhan Card.

Shinhan Card official said, "We expect this guidance to induce customers of a reasonable consumer consumption analysis reports on various aspects of big data is combined, as well as a comprehensive diagnosis of the overall consumption through FAN Pei bots, Shinhan Card has held" She told CNN that "the best products, services and sustainability will continue to develop into sophisticated marketing channel that featured merchants".

In addition to this, Shinhan Card has opened a used car marketing platform Shinhan Card tucha car. "Shinhan Card tucha car 'is a conjunction used cars online and offline (O2O) that runs a direct service. Shinhan Card's strengths through a variety of affiliate link is also provided haneunge features additional benefits.

Samsung Card has introduced a 'direct auto' auto financing platform last year. Several steps when buying a car without introducing financial instruments Options Compare Prices per vehicle, used car finance can limit the query, the query quote Vehicle various financial products and services for automotive customers selected at a time. Samsung Card is pursuing sell direct insurance.

O2O service franchise also continues to expand. Our card has been operating within the zone O2O smart app. When you log in to our app, select the smart card from the service O2O zone it is possible to immediately pay with our card. Discount coupons during checkout and may receive additional points, value-added services.

Our cards are expected to be effective in promoting and increasing sales of the promising startups that partner. Our cards are nagagetda strategy is to develop it as a win-win business model.

Lotte Card has been operating a distribution subsidiary benefit rich 'quick order' O2O platform. T map lives O2O variety of comforts such as taxi services, as well as the advantages it offered Lotte Duty Free Shop and the Internet dot-com, Interpark Tour, including Korea Bence additional benefits when using affiliate iPhone Apps in quick order. This year is a convenient service features available with no additional subscription and login using quick order service in conjunction with Lotte Members will also provided.



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Financial populace Institute, smiles Dream Savings Supported expansion

[Korea before lower cervical financial newspaper reporters - common people Finance Agency should expand its financial products people smile Dream Savings supported.

Financial Agency should extend to people below the next higher tier of the estate savings products to form a smile Dream Savings beneficiaries to adjust the debt in good faith for the patient populace party that says 27 days.

Smiling Dream Savings is after you smile finance sincerity the user maximum savings five years less than ₩ 100,000 Mon certain amount of targets of the character that below the next higher tier patients populace Finance Agency savings to match a certain amount, the user principal at maturity the property received a form to work and save significant amounts of principal, interest and savings Agency minute.

The person subject to the expansion and expects to grow 10 001 3400 people. Enlarge this person over to the populace Finance Agency has been able to support users with the same amount of matching savings to offer 8% interest rate savings products, property form of the common people.

If the person you want to apply is to visit the nearest branch with a smile financial documents proving that the basic living of pensioners, proceed to the next higher tier procedure.

It repaid debt restructuring in good faith to bring together the certificate issued by the implementation of debt restructuring debt restructuring financial institutions should visit the smiles point.



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Samsung Pei, Malaysia 11th standing territorial expansion

[Korea ohahreum financial newspaper reporter] today announced Samsung Electronics has 24 days from the simple mobile payment services in Malaysia 'Samsung pay.

Samsung Electronics was the day KL Kuala Lumpur Convention Centre (KLCC) major local banks, partners, media, etc. Samsung official launch event page among the approximately 300 people in attendance.

In particular, Samsung Electronics Malaysia is the 11th in the Samsung Helix market service pay territorial expansion in the world, Southeast Asia, the country is entered followed by Singapore, Australia, Thailand in fourth.

Samsung Malaysia △ Maybank (MayBank) △ Citibank (Citibank) △ Malaysia International Commercial Bank (Commerce International Merchant Bank) △ Standard Chartered Bank (Standard Chartered Bank), including four major banks and cooperation credit cards, prepaid cards etc. provides a convenient mobile payment services.

As well as three hand royalty Infinite card company B (B Infinite), a bonus link (Bonuslink), Sunway paljeu (Sunway Pals) is most commonly used in Malaysia and local value added services Loyalty cards are also supported.

The card offers royalty payments and benefits, including points in the merchant alliance membership as a kind of reward card that is accepted in some countries overseas.

Samsung is currently in Singapore (transportation card), Australia (membership card), Thailand (gift card), etc., and to consider the respective market conditions tailored additional support services, Mobile Wallet beyond the mobile Easy payment to replace the wallet (Mobile Wallet) It plans to raise its competitiveness as a service.

Rijyuyi Xiang (Lee Jui Siang), Samsung Electronics Malaysia Corporate IM Division Vice President is "Samsung Fei Digital Economy (Digital Economy) to change the support of powerful mobile payment platform, secure e-Payment Environment of Malaysia's national agenda to meet and "said" to introduce the Samsung pay as a mobile payment service that can be used most commonly in Malaysia very pleased, "he said.

Michael Wind (Michael Foong) Maybank Group Chief Strategy Officer (CSO) "We are pleased through this Samsung payload launch to be able to introduce a global advanced mobile payment services in Malaysia," said "the future needs for digital banking customers I will try to satisfy, "he said.



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