Sunday, April 2, 2017

[April 1 NOTE savings bank time deposits up to the prime rate of 4.8%



[Korea financial newspapers around the lower cervical News] April 1 share savings bank time deposits showed the highest prime rate is equal to 4.8% and March. Given that the era of low interest rates difficult to raise a lump sum, at that point, such as savings banks is 50 million won depositor protection possible savings bank time deposits may be laid Book lump sum.

According to the 2nd FSS integrated financial products compared Disclosures on Financial Instruments at a glance ', the highest prime rate of the product up to 153 savings banks regularly cracked product is a fair savings banks' Giving savings.

Equity Savings Bank "Giving Savings' basic interest rate is 2.6%, shall be issued a card from KB branch to receive a preferential interest rate. The preferential interest rate is issued in accordance with KB Kookmin Card using performance received.

OK Savings Banks' OK VIP time deposits "This was followed by 4.6%. These items are products available to subscription customers bancassurance. Just be larger monthly payment amount less the right rate significantly. The default rate is 2.2% and is lower than the August amount paid 200,000 won over $ 25 is more than 2.4% and less than 200,000 won 300,000 won 1.5 percent, or more than 300,000 won 500,000 won customers provide preferential interest rates to 0.9%. If you are planning to periodic payments amounted to over $ 25 less than 200,000 won is OK but try to take advantage of the savings bank time deposits.

Very savings banks 'savings made with three thousand three hundred fifty-five' that to 4.5 percent preferential interest rates may need to be concurrent five people to sign up 4.6%. Very Savings Bank operates a community co-buying cafe to find a common subscriber for customer convenience. When you sign up for a joint purchase cafes, so you can easily find a subscriber is not fussy conditions than other products.

Ceram savings banks' savings I design "provides the prime rate to 3.2%. Expiration re-deposit, time deposits Customers, long-term trade customers, first Savings Up, Savings Automatically Post Office, debit card use, dajanyeo family, over the age of 60, the disabled welfare card, workers, monthly payment amount over 50 million yuan, heonhyeoljeung possession, pregnant women, 24,36 months contract period allows at least provide 0.1 to 0.5% a year according to the prime rate applicable number of two or more associated subscription, donation pledges. If ttajyeobogo preferential interest rate conditions, there are many details that you will join a visit to the branch. Ceram savings banks can join in a minute headquarters, where two thousand points.

Must savings bank three days 'time deposits plus' gotta apply the preferential interest rate of 0.3% a year if the deposit due to the termination of term deposits of gold may benefit from the preferential interest rate benefits for up to 3%.

The next highest preferential interest rates are higher by 2.9%. Its products include such as smart savings banks 'e- peaceful time deposits, "Savings Bank of the Orient' time deposits ', for savings banks' time deposits" corresponds to this.

Smart Savings Bank products are smartphone-only subscription products and savings banks and savings banks Oriental can join in the branches and the Internet. On the other hand for savings banks are no preferential terms Eastern Savings Bank 0.1% interest rate is preferred when you sign up for more than six months as Internet banking.

Eastern Savings Banks' time deposits, provides 2.85% and was followed. Eastern Savings Bank products can be joined to the branches, the Internet in two ways. When you sign up for Internet banking deposits opened automatically when you pay 0.05%, the Bank paid a total of more than average Recurrence in deposit accounts 3.2 provides a preferential interest rate up to 0.1% a year.

Equity Savings Banks 'non-face-to-face time deposits', instead of the savings banks 'time deposits smart', considering savings banks 'periodic ssait gold', etc. The highest prime rate was higher by 2.8% next.

Instead, savings bank product does not have to visit a branch to the smartphone-only product.

More products with preferential interest rate conditions can be found at the Financial Supervisory Service financial products compared to integrate Disclosures on Financial Instruments at a glance.



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Beyond equity, real estate mortgage Lotte City Hotel No. 1 investment goods market



The release of [financial newspapers around the lower cervical Korea News] 1 Beyond funds Lotte City Hotel mortgage real estate investment products heading.

Beyond the financial P2P Fund announced the release of the No. 1 mortgage products that guarantee the annual rate of return of 8% 12 months maturity Lotte City Hotel Daejeon 5:00 PM 1 says 2 days.

The offer amount is 1.5 billion won fund proceeds Beyond the April investment target one month membership acquaintance recommended the event to launch this product.

Beyond fund this mortgage No.1 product is a product that goes to mortgage loans of about 70 billion won Churchill that the electrification Lotte City Hotel emotional value as collateral funds belonging to a special purpose corporation (SPC) held by the private equity fund of P Asset Management.

The property is a building with a lease of ㈜ Hotel Lotte is confirmed until 2034, ㈜ Lotte Hotel shall be paid a minimum guaranteed annual rent of 3 billion won to the Borrower. Borrower plans to repay the interest income from the rental Real Estate Appraisal Valuation loans is 70 billion won compared LTV 64%.

The 'Beyond blooming flowers Fund in April, the event goes this product to start. This event is when the new members within the first investment April through the introduction of existing investments in Member acquaintances Events for existing members to target investment return of 0.5% for the first referral investment in deposits. There is no upper limit, investment Members can get a membership code for recommendations from friends home tomorrow.

Seo Junseop Beyond Fund representative "of this product, because loans to non-PF loans for real estate development, real estate is already being open to the large hotels leased after completion of construction stability is very high, it is certainly also interest and principal repayment funds." and "corporate investors prefer the stability of higher median earnings investment, individual investors prefer to pledge a certain investment products, and the products are highly recommended for those new to P2P investments. We will develop more highly P2P estate investment products, "he said.



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Park Jinsu LG Chem Vice "2020 sales 16300000000000"



[Hyomun financial newspaper reporters standing in Korea] announced that it will achieve Park Jinsu LG Chem Vice expand the annual investment volume of over 10%, comes new revenue 16.3 trillion won in 2020. This is about twice higher year-to-sales target (8.5 trillion won).

Park vice president said he would devise sales improved through the open held a press conference, the future R & D investments in the field of electrification and Technology 31 days last month.

Night vice "LG Chem is a commitment that established a large central laboratory contributes to enriching the lives of mankind first in the industry in 1979 has written a history of innovation and challenge" and "research and development connected with the business performance as well as for the future ready he said the core, core technology development by investing proactively in the 50 trillion won in sales in 2025 will become a 'Global Top 5 Chemical Co.'. "

Accordingly, LG Chem will invest 1 trillion won this year, the largest ever R & D area. This is also equivalent gyeonjueo with global chemical companies that exceed the 4% sales.

Investment policy is also neulryeogal year by more than 10%. LG Chem is increasing every year more than 10% of the amount of annual R & D investment plan to expand to 1.4 trillion won level in 2020 for the future market leader. R & D personnel is also planned to increase over 1000 people in about 5,300 people currently about 6,300 people in 2020.

Through investment in R & D, LG Chem is coming is the goal of achieving new revenue 16.3 trillion won in 2020. New receives recognition as a new sales during the period of three to five years, depending on the business sector after the market launch in the commercialization of products developed in the R & D organization.

Park vice president said, "Customer" unconditionally but it is important that you create a free technology world, the ultimate way to make the necessary technologies to create offer differentiated value to customers and further enrich the lives of people should be oriented the R & D " a year in R & D philosophy and vision is constantly filled towards discovering innovations that led to the paradigm of the market, emphasized that LG Chem will make a 'R & D Mecca of innovation. "



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Park Jinsu LG Chem Vice "energy, water, bio-intensive next-generation Advanced Materials"



The Park Jinsu LG Chem Vice Chairman [hyomun financial newspaper reporters standing in Korea] announced that it will focus on discovering the core, core technology in the next generation of new materials sectors.

Chairman Park in an open press conference at the War Research Institute 31 days last month, "LG Chem will not spare the short-term products in R & D leading and bold investments in for the future preparation, as well as R & D is commercialized in the mid to long-term perspective," he said "energy, water, excavation will focus on the core, next generation core technologies, etc. Materials sectors, including biotechnology, "he said.

Specifically actively sets out to exceed the limits of conventional batteries developed innovative battery △ △ △ automotive lightweight materials for fuel cells and highly functional materials in the field of energy. In the water sector, △ applying a ceramic membrane filter materials and next-generation water treatment technology development, focusing on biotechnology and gene technology research △ △ innovative new drugs entering the field.

Other plans to focus on investing in innovative technologies, development of new materials for the next generation in the fourth round of industrial revolution industries such emerging areas (Emerging Market).

In addition to the development of new materials for internal and external counsel he emphasized it would 'open innovation' expansion. LG Chem will further strengthen the 'external open innovation' for a successful early market entry (Time to Market) and securing additional technical competencies.

As part of a network of more active with a variety of channels, including universities, research institutions, businesses and actively promote technical cooperation, technology introduction and so on. In addition, internal open innovation 'is also enhanced by utilizing the technology in place that has been accumulating inside each organization over the decades through collaboration, increase R & D commercialization success rate and expand the synergies between R & D sector.

Selected 'child forums (i-Forum)', each in-house experts in different fields for the technical challenges of the current LG Chem was discussing the technical issues of in-house technical conference event, "Tech Fair (Tech Fair) ', a project to the public a variety of programs such as "ahyiwon pad (i-OnePAd) 'to solve the problem, it has been operating.

Park vice president, "you better take advantage of the open innovation can enhance business success and the possibility of investment in R & D efficiency" and "collaboration across the enterprise culture, we will joseonghae creative organizational culture to be more active," he said





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[Seoul motor show] and future cars Another keyword is 'emotional'



[Korea financial newspaper stand hyomun News] July 31 by "2017 Seoul Motor Show (hereinafter referred to as the Seoul Motor Show) 'held in KINTEX, Ilsan Motor Show is emphasizing' emotional 'future with the car. Exhibitors are introduced as a future car technology such as autonomous driving, eco-friendly cars at the same time it introduced the style sensibility of the companies only.

◇ Genesis' design is called lifestyle changes. "

Genesis, Toyota, Renault Samsung Motors and Kia Motors, GM Korea, Mercedes Benz, etc. The majority of the exhibitors emphasized the 'emotional' at the Seoul Motor Show.

In particular, Genesis opened its first booth at the Motor Show this said part of the putting emphasis on saying 'element that can change the lives of our customers "for the emotional design. Manfred Fitzgerald, Managing Director Genesis' design is the biggest factor that can change the lifestyle, "said" The Genesis design concept has entered into a partnership in various fields, such as transparency and simplicity, "he said.

He added, "I hope to be through the emotional design Genesys enrich the lifestyle of our customers change." "One of the most important future projects of Genesis is just the design," said he said.

· GM · Kia Motors also Korea, Renault Samsung Motors has highlighted the sensitivity. Park Hanwoo Kia Motors president explained that while public 'Stinger' emblem "sporty and luxurious design, captured the brand of premium pursue the emotional satisfaction that the powerful driving performance, the rear wheel drive-based blend with the conveniences advanced features." James Kim, GM Korea President and CEO Park Donghun Renault Samsung also remarks that "continued efforts will ever release a vehicle that can meet a variety of lifestyles."

Toyota and Mercedes-Benz has spread the distinctive sensibility strategy. Yoshida Architects Hisashi Toyota President "is the best experience available to the Korea Consumer, stability, provides the number one sales service based on the assured confidence, etc." and "it provided the maximum safety and after-sales service will be aimed at the emotional satisfaction of the Korea Consumer "he said. Dimitris Sala Kiss Mercedes-Benz Korea president also "look-Benz After all, even the future strategy of pursuing every time a consumer sensibilities meet oriented strategy," he added.

◇ Seoul Motor Show, opening three days 220,000 people watching

Meanwhile, the Seoul Motor Show hit a three-day opening two days were found to be more than 200,000 attendees. Seoul Motor Show Committee announced that expected to more than 100,000 people have visited more than 90,000 people found an audience in the last one day event, two days. July 31 opening of the first day, the 30,000 people visited the Seoul Motor Show.

This is because it is rwotgi a crowd turnout as a family outing organizers it said. Seoul Motor Show has advocated since the opening of the time "family fun center Motor Show. Gimyonggeun organizing committee at a press conference held last February, "the Seoul Motor Show has a lot to family audiences growing cultural soft Motor Show," he said "Unlike other auto show has established itself as a family outing, experiential space," he has said.



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