Monday, April 24, 2017

Yun Jonggyu, yigwanggu Bank board bakkuna



[Korea sinyuncheol financial newspaper reporter] galryeotda the expression of each of the banks according to the banks head first quarter performance table. KB Kookmin Bank had recorded a quarterly basis ever-class performance, our performance rallied the largest banks five years. Shinhan Bank was the first place for 8 years, received a third place result that there is a seismic shift is starting to rank banks that whilst notice.

Looking at the results engaged with the term of office of the CEO remarkable drive strong business case National Bank and growth of our bank. Seeking a second term Yun Jonggyu KB Kookmin Bank and post-privatization yigwanggu our Bank successfully reappointment is smiling hosiljeok wiseongho Shinhan Bank became the first term begins with the report bittersweet start.

Yun Jonggyu haengjang that term in November this year as result of the expiration was given momentum to the reappointment ready yigwanggu haengjang was able to devote our strength to the bank holding company transition. Wiseongho haengjang was given a task of reclaiming top industry first.

◇ Shinhan Bank took the number nine

Shinhan Bank was the first bank up over the past eight years. But it took first place in the brake water for nine consecutive years. The first quarter earnings above the water in the holding 1, but were reversed, the largest subsidiary bank.

According to the 20th banking KB it is ranked No. 1 in the industry recorded a net profit of 663.5 billion won the first quarter. 637.5 billion won Woori Bank, Shinhan Bank followed with 534.6 billion won. In particular, our bank has recorded an earnings surprise a lot longer than expected 200 billion won in the market. It hit the top in just five years since the second quarter of 765.3 billion won in 2011.

Details go to the people and we are animated well advantage. Interest income from Kookmin Bank climbed above 1 trillion 264 billion won in our banks 1.2627 trillion won to 1.17 trillion won was more than Shinhan Bank. Net interest margin (NIM) is the National Bank was touted as 1.66%, Shinhan Bank and Woori Bank recorded a 1.53%, 1.44%, respectively. The secret Kookmin Bank ranked first in interest income is due to the sales force was seen in the traditionally strong retail sector. Article mercenaries Shinhan Financial Group said: "The KB is the strongest retail" in a press conference earlier this year, he is Shem I spent the attention of the border, concern a reality.

Noninterest income sector is the driving force of our bank earnings rise. Our banks were more than double the 223.1 billion won of Shinhan Bank non-interest income in the first quarter of 449 billion won. National Bank is 357 billion won scale. Shares of the portfolio diversification strategy of the association haengjang Trust (ELT) · Fund · The great bancassurance and FX-related earnings improved impact. The default of loan growth in sales showed that the overall slump in lending to households okjoegi affected. Won-denominated loans Shinhan Bank has kept the top spot with 183.637 trillion won. Consumer loans fell by 1.7% than the end of last year to 92.002 trillion won. The Bank did the same period, household loans decreased by 1.1%, our Bank increased by 0.8%. One-off factors also cause a cry made bank earnings laughing. If the National Bank has generated a one-off profit of 158 billion won in Kazakhstan, including the Bank Center Credit (BCC) and the sale of the deferred tax effect.

Our Bank also got a 170.6 billion won (pre-tax) profit, while some of the money was recovered stood guarantees the 'hwapu building "in Beijing, China flock.

Shinhan Bank, last year, while the first quarter of tax revenue was 190 billion won effective disappear decreased by 7% net profit than a year earlier. Add variables to future performance are the non-performing loans. The bad news is that many national banks are relatively non-performing loans.

◇ We showed self colors KB · preparation of Shinhan

KB Kookmin Bank and Woori Bank, Shenzhen has analyzed the cause that the CEO was able to continue the management seems your color. For Yun Jonggyu haengjang comes ahead of the November term of office expired were scrambling to aggressive business expansion. KB Yun haengjang that the adjunct Financial Group, KB Financial Chairman recently in five years, was seated in the "2 trillion club."

Yun haengjang basic strategy is to maximize the synergy between the different subsidiaries around the bank. The larger the capacity of the Bank to be the center increases also much synergy. There are cases typically raised by dragging the two companies linked to the performance of banks and securities. This year by the end of March, KB Kookmin Bank Securities introduce sales of assets exceeded 1 trillion won was exceeded in three months the previous year's performance.

Yun haengjang who spearheaded the acquisition of securities are equipped with modern competitive strengthen the collaboration system that continually connected to a total of 112 stores Securities and bank branches to 30 branches and then integrate complex securities launched as a key stronghold. In addition to restructuring its overseas sales network has expanded to put the speed of global business.

Strategies to represent yigwanggu haengjang is' locked back door. " This is haengjang such loans are less risky could record this ever-class performance in a prepared blame ssateumyeo an allowance preemptively against such as shipbuilding and shipping companies restructure distressed loans extended.

Haengjang just before the inauguration of our banks in 2014 net income was approximately 400 billion won. After haengjang inaugurated in 2015 net profit surpassed the 1 trillion won in 2016, the net profit recorded KRW 1 trillion for the first time in three quarters, and has recorded the "earnings surprise" every year.

Inde risk management based on the results of this haengjang Woori Bank took the ball on the corporate credit management and to promote special simsayeok filtered out the bad corporate loans, such as monumentality El-El City in advance. DSME risk exposure amount is also the lowest level of commercial bank loans in general 100.1 billion won. 2 to reflect the provisions of 58.6 billion won in the end of February burden Daewoo Shipbuilding also it found little off.

Both the CEO could be achieved earnings rise steadily haetgie stick to your strategy, my term of office. In wiseongho haengjang position it is not yet a term not less than two months, it is necessary to quickly maintain your management style.



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